State complaint profile

Debt collection complaints in Missouri

16,438 CFPB complaints filed against 1,173 debt collectors active in Missouri.

Complaints
16,438
Collectors
1,173
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Missouri at a glance

Missouri consumers have filed 16,438 CFPB debt-collection complaints against 1,173 collectors.

16,438
CFPB complaints filed
1,173
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Missouri

Missouri filings are dispersed: the top three collectors hold only 0.1% of 16,438 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Missouri residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Sher & Shabsin PC

B
7 total complaints ↑ rising

Southwest Recovery Services, Inc.

D
7 total complaints → stable

Specialized Loan Servicing Holdings LLC

D
7 total complaints ↓ falling

Stellar Recovery, Inc.

D
7 total complaints ↓ falling

Truist Financial Corporation

F
7 total complaints ↑ rising

Terrill Outsourcing Group

C
7 total complaints ↓ falling

Upgrade, Inc.

F
7 total complaints ↑ rising

Upstart Holdings, Inc.

F
7 total complaints ↑ rising

Wilber and Associates, P.C.

D
7 total complaints → stable

AES/Pheaa

D
6 total complaints ↓ falling

ARC Management Group, LLC

D
6 total complaints ↓ falling

ATG Credit, LLC

D
6 total complaints ↓ falling

Avante

D
6 total complaints ↓ falling

Atlantic Recovery Solutions LLC

D
6 total complaints → stable

BMO Bank National Association

6 total complaints ↑ rising

BlueChip Financial

C
6 total complaints ↓ falling

CNG Holdings Inc

C
6 total complaints ↓ falling

Capital Link Management, LLC

F
6 total complaints ↓ falling

CarMax, Inc.

C
6 total complaints ↑ rising

Carter-Young, Inc.

F
6 total complaints → stable

Cascade Capital, LLC

D
6 total complaints → stable

Clear Recovery, Inc.

C
6 total complaints ↓ falling

Credit Bureau of Columbia, Inc.

B
6 total complaints ↓ falling

Express Collections, Inc.

F
6 total complaints ↑ rising

Fifth Third Financial Corporation

D
6 total complaints → stable

Larry H. Miller Group of Companies

B
6 total complaints ↑ rising

Lowther Johnson Attorneys at Law, LLC

F
6 total complaints ↑ rising

Mercantile Adjustment Bureau, LLC

D
6 total complaints ↓ falling

Maury Cobb, Attorney at Law, LLC

C
6 total complaints ↓ falling

Meridian Financial Services, Inc.

D
6 total complaints ↑ rising

Midwest Service Bureau, Inc.

C
6 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
6 total complaints → stable

N.A.R., Inc.

D
6 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
6 total complaints → stable

Omega RMS, LLC

D
6 total complaints ↑ rising

Oracle Financial Group LLC.

D
6 total complaints ↓ falling

P&B Capital Group, LLC

F
6 total complaints → stable

PNC Bank N.A.

D
6 total complaints → stable

Patient Accounting Service Center

D
6 total complaints → stable

RMS-Recovery Management Services, Inc.

C
6 total complaints → stable

RS Clark and Associates, Inc.

F
6 total complaints → stable

Sterling Jewelers, Inc.

C
6 total complaints ↓ falling

Servicer under contract with Federal Student Aid

F
6 total complaints ↑ rising

Specified Credit Association, Inc.

C
6 total complaints ↓ falling

Tate and Kirlin Assoc

D
6 total complaints ↓ falling

Thaxton Investment Corporation

D
6 total complaints ↑ rising

The Stark Collection Agency, Inc.

F
6 total complaints ↑ rising

TriVerity, Inc.

D
6 total complaints → stable

United PanAm Financial Corp.

C
6 total complaints ↑ rising

Venture Financial Services, Inc.

B
6 total complaints ↓ falling

If a collector is contacting you in Missouri

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Missouri names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Missouri AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Missouri

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Missouri Resident

Missouri's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Missouri attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.