What is the most common complaint against Clear Recovery, Inc.?

The most common issue consumers report about Clear Recovery, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 67 complaints filed with the CFPB.

Are complaints against Clear Recovery, Inc. increasing or decreasing?

Complaints against Clear Recovery, Inc. are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Clear Recovery, Inc.'s reputation grade?

Clear Recovery, Inc. has a reputation grade of C (score: 58.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Clear Recovery, Inc. respond to consumer complaints?

Clear Recovery, Inc. has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Clear Recovery, Inc. operate?

Clear Recovery, Inc. has received CFPB complaints from consumers in 21 states, with the most complaints from Nebraska (30 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Clear Recovery, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

24
Communication tactics

13
Written notification about debt

9
Cont'd attempts collect debt not owed

7
Disclosure verification of debt

6
Took or threatened to take negative or legal action

3

Data updated September 2026

CFPB complaint disposition

CCDB record clear-recovery-inc Clear Recovery, Inc.

Grade C · 67 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #1021 · compose #2577

VOL 67
GRADE C
12MO 3
STATES 21
TIMELY 95%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #1,021
COMPOSE #2,577

Volume peers

Nearest volume peer: Armcon Corp (67 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Clear Recovery, Inc.'s 67 CFPB complaints sit next to Armcon Corp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

44.8% of Clear Recovery, Inc.'s CFPB filings land in Nebraska

High volume does not equal a clean composite: Clear Recovery, Inc. is volume #1,021 but composite #2,577, while Nebraska dominates the geography. Corpus placement method.

Dominant state: Nebraska 44.8%; 30 of 67 filings · 21 states touched
Seasonal peak: 2025-04 11.1%; 8–15% band · 3 filings
Divergent corpus ranks: #1,021 volume; #2,577 composite; Cleanest-composite ladder is 1,556 places worse than volume

How does Clear Recovery, Inc. compare to its peers?

How does Clear Recovery, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Clear Recovery, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

98%

91%

Consumer-dispute ratelower is better

14%

26%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-02 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	24
Communication tactics	13
Written notification about debt	9
Cont'd attempts collect debt not owed	7
Disclosure verification of debt	6
Took or threatened to take negative or legal action	3
Improper contact or sharing of info	3
False statements or representation	2

Where do complaints against Clear Recovery, Inc. come from?

Clear Recovery, Inc.'s own per-state count, not a national baseline.

Nebraska

30
Missouri

6
Texas

5
California

4
Iowa

4
New Jersey

2
Virginia

2
Arizona

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Clear Recovery, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 67.

4 peers

Know your rights before responding to Clear Recovery, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.