State complaint profile

Debt collection complaints in Missouri

16,438 CFPB complaints filed against 1,173 debt collectors active in Missouri.

Complaints
16,438
Collectors
1,173
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Missouri at a glance

Missouri consumers have filed 16,438 CFPB debt-collection complaints against 1,173 collectors.

16,438
CFPB complaints filed
1,173
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Missouri

Missouri filings are dispersed: the top three collectors hold only 0% of 16,438 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Missouri residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

Utah Loan Servicing, LLC

A
1 total complaints → stable

Vystar Credit Union

D
1 total complaints ↑ rising

Valentine and Kebartas, Inc.

C
1 total complaints ↓ falling

Voss & Klein, LLC

D
1 total complaints → stable

Western Union Company, the

B
1 total complaints ↓ falling

Walter Lee & Associates, LLC

C
1 total complaints ↓ falling

Weinstein, Karp & Associates, Inc.

C
1 total complaints → stable

West Bay Acquisitions, LLC

B
1 total complaints ↓ falling

Western Portfolio Assets

F
1 total complaints ↓ falling

Western-Shamrock Corporation

D
1 total complaints → stable

Westgate Arbitration INC (Closed)

B
1 total complaints ↓ falling

Wilson, Riley & Associates

F
1 total complaints ↓ falling

Works & Lentz of Tulsa, Inc.

C
1 total complaints ↓ falling

Yakima County Credit Service, INC

F
1 total complaints ↓ falling

Zarvad III S.a.

F
1 total complaints ↓ falling

Zenco Collection, LLC

C
1 total complaints ↓ falling

ZOA, LLC

D
1 total complaints ↓ falling

ZenResolve, LLC

F
1 total complaints ↓ falling

Zenith Financial Network Inc

F
1 total complaints ↓ falling

ZestFinance

C
1 total complaints ↓ falling

eCon Credit LP

F
1 total complaints ↑ rising

If a collector is contacting you in Missouri

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Missouri names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Missouri AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Missouri

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Missouri Resident

Missouri's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Missouri attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.