What is the most common complaint against Midwest Service Bureau, Inc.?

The most common issue consumers report about Midwest Service Bureau, Inc. is "Communication tactics", specifically "Used obscene, profane, or other abusive language". This is based on 65 complaints filed with the CFPB.

Are complaints against Midwest Service Bureau, Inc. increasing or decreasing?

Complaints against Midwest Service Bureau, Inc. are falling. The company received 10 complaints in the last 12 months, showing improvement over prior periods.

What is Midwest Service Bureau, Inc.'s reputation grade?

Midwest Service Bureau, Inc. has a reputation grade of C (score: 60.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Midwest Service Bureau, Inc. respond to consumer complaints?

Midwest Service Bureau, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.

In how many states does Midwest Service Bureau, Inc. operate?

Midwest Service Bureau, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from Kansas (45 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Midwest Service Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

22
Written notification about debt

11
Threatened to contact someone or share information improperly

11
Attempts to collect debt not owed

7
Took or threatened to take negative or legal action

7
Improper contact or sharing of info

3

Data updated September 2026

CFPB complaint disposition

CCDB record midwest-service-bureau-inc Midwest Service Bureau, Inc.

Grade C · 65 CFPB filings · 97% timely · lead issue: Communication tactics · vol #1042 · compose #2351

VOL 65
GRADE C
12MO 10
STATES 8
TIMELY 97%
DISPUTE 11%
ISSUE Communication tactics
RANK #1,042
COMPOSE #2,351

Volume peers

Nearest volume peer: FCI Lender Services Inc. (65 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Midwest Service Bureau, Inc.'s 65 CFPB complaints sit next to FCI Lender Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

69.2% of Midwest Service Bureau, Inc.'s CFPB filings land in Kansas

High volume does not equal a clean composite: Midwest Service Bureau, Inc. is volume #1,042 but composite #2,351, while Kansas dominates the geography. Corpus placement method.

Dominant state: Kansas 69.2%; 45 of 65 filings · 8 states touched
Seasonal peak: 2024-06 9.6%; 8–15% band · 5 filings
Divergent corpus ranks: #1,042 volume; #2,351 composite; Cleanest-composite ladder is 1,309 places worse than volume

How does Midwest Service Bureau, Inc. compare to its peers?

How does Midwest Service Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Midwest Service Bureau… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

100%

91%

Consumer-dispute ratelower is better

11%

28%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-11 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	22
Written notification about debt	11
Threatened to contact someone or share information improperly	11
Attempts to collect debt not owed	7
Took or threatened to take negative or legal action	7
Improper contact or sharing of info	3
False statements or representation	2
Disclosure verification of debt	2

Where do complaints against Midwest Service Bureau, Inc. come from?

Midwest Service Bureau, Inc.'s own per-state count, not a national baseline.

Kansas

45
Missouri

6
Florida

4
Oklahoma

3
Texas

3
Illinois

2
Arkansas

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Midwest Service Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 65.

4 peers

Know your rights before responding to Midwest Service Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.