State complaint profile
Debt collection complaints in Missouri
16,438 CFPB complaints filed against 1,173 debt collectors active in Missouri.
- Complaints
- 16,438
- Collectors
- 1,173
- Top collector
- Equifax, Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Missouri at a glance
Missouri consumers have filed 16,438 CFPB debt-collection complaints against 1,173 collectors.
- 16,438
- CFPB complaints filed
- 1,173
- collectors active here
- #1
- most-complained: Equifax, Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Missouri
Missouri filings are dispersed: the top three collectors hold only 15.9% of 16,438 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Missouri residents in this extract is Equifax, Inc. (15.9% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Missouri
By complaints filed from this state
- Equifax, Inc.
Equifax, Inc.
936 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
925 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
757 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
604 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
597 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
570 complaints
- CL Holdings LLC
CL Holdings LLC
461 complaints
- I.C. System, Inc. 298
I.C. System, Inc.
298 complaints
What this shows These eight collectors draw the most complaints from Missouri residents, usually national bureaus and large debt buyers operating in every state.
Where Missouri's 16,438 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Equifax, Inc. 936
Equifax, Inc.
936 complaints
- Transunion Intermediat 925
Transunion Intermediate Holdings, Inc.
925 complaints
- Experian Information S 757
Experian Information Solutions Inc.
757 complaints
- All other collectors
Remaining collectors in Missouri
13,820 complaints
What this shows The top three names account for 15.9% of Missouri filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsEquifax, Inc.
DTransunion Intermediate Holdings, Inc.
DExperian Information Solutions Inc.
DPortfolio Recovery Associates, LLC
DResurgent Capital Services L.P.
DEncore Capital Group Inc.
DCL Holdings LLC
CI.C. System, Inc.
CCCS Financial Services, Inc.
FTransworld Systems Inc
DCapital ONE Financial Corporation
DKriya Capital, LLC
DERC
DWakefield & Associates, Inc.
FNational Credit Adjusters, LLC
DSynchrony Financial
DNational Credit Systems,Inc.
DCaine & Weiner Company, Inc.
DAargon Agency, Inc.
FConsumer Collection Management. Inc
FKansas Counselors, Inc.
DW&A Intermediate Co., LLC
FAccount Resolution Corporation
CCitibank, N.a.
DBread Financial Holdings, Inc.
CMedical-Commercial Audit Inc
CConsumer Adjustment Company Incorporated
DConvergent Resources, Inc.
DSpring Oaks Capital, LLC
FHW Holding, Inc
DJpmorgan Chase & Co.
DSunrise Credit Services, Inc
DThe CBE Group, Inc.
DKramer & Frank, P.C.
DSouthwest Credit Systems, L.P.
DRadius Global Solutions LLC
DTrueAccord Corp.
DDiversified Consultants, Inc.
DNCB Management Services Inc.
DBlitt and Gaines, P.C.
DTower Loan of Mississippi, Inc.
CDiscover Bank
DCommonwealth Financial Systems, Inc.
FT.S. Holdings
FU.s. Bancorp
DTekCollect Inc.
DBank of America, National Association
DSource Receivables Management LLC
DCURO Intermediate Holdings
DEnova International, Inc.
DIf a collector is contacting you in Missouri
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Missouri names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Missouri AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Missouri
- Equifax, Inc. Leads Missouri complaint volume in this extract
- Nevada complaint profile Nearest volume peer (15,389 complaints)
- Washington complaint profile Nearest volume peer (14,503 complaints)
- States by complaint volume Missouri sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Missouri residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Missouri Resident
Missouri's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Missouri attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |