This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 233 complaints

Hollis Cobb Associates - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade D.

Complaints by issue type

What consumers report about Hollis Cobb Associates

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record hollis-cobb-associates Hollis Cobb Associates

Grade D · 233 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #476 · compose #210

  • VOL 233
  • GRADE D
  • 12MO 48
  • STATES 27
  • TIMELY 96%
  • DISPUTE 21%
  • ISSUE Attempts to collect debt n…
  • RANK #476
  • COMPOSE #210

Volume peers

Nearest volume peer: Automated Collection Services, Inc. (233 complaints)

Torres Credit Services, Inc.Torres Credit Services, Inc.231Automated Collection Services, Inc.Automated Collection Service…233Hollis Cobb Associates (this)Hollis Cobb Associates (this)233Atlantic Credit & Finance, Inc.Atlantic Credit & Finance, I…235Gatestone & Co. International Inc.Gatestone & Co. Internationa…235
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Hollis Cobb Associates's 233 CFPB complaints sit next to Automated Collection Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 233 complaints break down

Every complaint issue type on record for Hollis Cobb Associates, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.8/100
Hollis Cobb Associates

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
233
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
21%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

61.4% of Hollis Cobb Associates's CFPB filings land in Georgia

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Georgia 61.4%
143 of 233 filings · 27 states touched
Seasonal peak
2025-05 10.7%
8–15% band · 6 filings
Corpus ranks
#476 volume
#210 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Hollis Cobb Associates compare to its peers?

How does Hollis Cobb Associates compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Hollis Cobb Associates National average
Complaints (last 12 mo)lower is better
48
38
268
Timely-response ratehigher is better
96%
99%
91%
Consumer-dispute ratelower is better
21%
21%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Hollis Cobb Associates a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 92%94%96%98%100%102% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Hollis Cobb Associates vs. 9 similar-volume peers, by response speed and dispute rate Hollis Cobb AssociatesAutomated Collection Services, Inc.Torres Credit Services, Inc.Gatestone & Co. International Inc.Atlantic Credit & Finance, Inc.Alpha Recovery CorpM.A.R.S., Inc.BYL Collection ServicesR.A.Rogers, Inc.RSI Enterprises, Inc.
Source: CFPB Consumer Complaint Database

Hollis Cobb Associates's complaint volume in context

Hollis Cobb Associates vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

233 Top 9% higher than 91% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Hollis Cobb Associates 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-02 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
67
Communication tactics
46
Written notification about debt
38
Cont'd attempts collect debt not owed
26
False statements or representation
22
Disclosure verification of debt
9
Took or threatened to take negative or legal action
7
Improper contact or sharing of info
6
Electronic communications
6
Threatened to contact someone or share information improperly
3

Where do complaints against Hollis Cobb Associates come from?

Hollis Cobb Associates's own per-state count, not a national baseline.

Top states by complaints against Hollis Cobb Associates

Across 27 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Hollis Cobb Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 233.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.87155963302753%.

4 peers

Know your rights before responding to Hollis Cobb Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.