What is the most common complaint against Client Financial Services of Michigan LLC?

The most common issue consumers report about Client Financial Services of Michigan LLC is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 9 complaints filed with the CFPB.

Are complaints against Client Financial Services of Michigan LLC increasing or decreasing?

Complaints against Client Financial Services of Michigan LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Client Financial Services of Michigan LLC's reputation grade?

Client Financial Services of Michigan LLC has a reputation grade of B (score: 70.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Client Financial Services of Michigan LLC respond to consumer complaints?

Client Financial Services of Michigan LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Client Financial Services of Michigan LLC operate?

Client Financial Services of Michigan LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Michigan (9 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Client Financial Services of Michigan LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

4
Written notification about debt

2
Attempts to collect debt not owed

1
False statements or representation

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record client-financial-services-of-michigan-llc Client Financial Services of Michigan LLC

Grade B · 9 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #2582 · compose #1306

VOL 9
GRADE B
12MO 0
STATES 1
TIMELY 100%
DISPUTE 20%
ISSUE Cont'd attempts collect de…
RANK #2,582
COMPOSE #1,306

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Client Financial Services of Michigan LLC's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Client Financial Services of Michigan LLC's CFPB filings land in Michigan

High volume does not equal a clean composite: Client Financial Services of Michigan LLC is volume #2,582 but composite #1,306, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 100.0%; 9 of 9 filings · 1 states touched
Seasonal peak: 2022-05 9.7%; 8–15% band · 3 filings
Divergent corpus ranks: #2,582 volume; #1,306 composite; Cleanest-composite ladder is 1,276 places better than volume

How does Client Financial Services of Michigan LLC compare to its peers?

How does Client Financial Services of Michigan LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Client Financial Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-11 2026-03

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	4
Written notification about debt	2
Attempts to collect debt not owed	1
False statements or representation	1
Improper contact or sharing of info	1

Where do complaints against Client Financial Services of Michigan LLC come from?

Client Financial Services of Michigan LLC's own per-state count, not a national baseline.

Michigan

9

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Client Financial Services of Michigan LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Client Financial Services of Michigan LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.