State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0.1% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Gatestone & Co. International Inc.

D
8 total complaints ↓ falling

Global Trust Management LLC

C
8 total complaints → stable

Integrated Recovery Services

F
8 total complaints ↓ falling

Law Offices of Donald R Conrad P.C.

D
8 total complaints ↓ falling

Meyer & Njus, P.A.

C
8 total complaints ↓ falling

Oportun Financial Corporation

C
8 total complaints ↑ rising

Omega RMS, LLC

D
8 total complaints ↑ rising

Paramount Recovery Systems, L.P.

D
8 total complaints ↓ falling

Phillips & Cohen Associates, Ltd.

D
8 total complaints → stable

Rent Recover, LLC

F
8 total complaints ↓ falling

ResidentCollect, Inc.

F
8 total complaints → stable

Second Round Limited Partnership, Austin, TX Branch

D
8 total complaints ↓ falling

Van Ru Credit Corporation

C
8 total complaints ↓ falling

Windham Professionals, Inc.

D
8 total complaints ↓ falling

AR Resources, Inc.

D
7 total complaints ↓ falling

ARM WNY LLC

F
7 total complaints ↓ falling

Avante

D
7 total complaints ↓ falling

Accscient, LLC

F
7 total complaints → stable

American Credit Acceptance, LLC

D
7 total complaints ↑ rising

Atlantic Credit & Finance, Inc.

C
7 total complaints ↓ falling

Bronstein & Weiss Arbitration

F
7 total complaints ↓ falling

Capital Alliance Financial, LLC

C
7 total complaints ↓ falling

Collection Bureau of America Ltd.

F
7 total complaints ↓ falling

Comerica

B
7 total complaints ↓ falling

Cooper Hoffman Klein Associates

D
7 total complaints ↓ falling

D&A Services, LLC

D
7 total complaints ↓ falling

Direct Recovery Services, LLC

F
7 total complaints ↓ falling

FC HoldCo LLC

C
7 total complaints ↑ rising

Freedom Financial Network

F
7 total complaints ↑ rising

Fay Servicing, LLC

D
7 total complaints ↓ falling

Financial Recovery Services, Inc.

D
7 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
7 total complaints ↓ falling

Global Credit & Collection Corporation

D
7 total complaints ↓ falling

Lending Club Corp

D
7 total complaints ↓ falling

LoanCare, LLC

C
7 total complaints ↑ rising

Midwest Receivable Solutions LLC

D
7 total complaints ↑ rising

Mandarich Law Group, LLP

D
7 total complaints → stable

Markoff Law LLC

B
7 total complaints ↓ falling

Maury Cobb, Attorney at Law, LLC

C
7 total complaints ↓ falling

Muskegon Car Credit, Inc.

B
7 total complaints ↓ falling

National Check Bureau, Inc.

D
7 total complaints ↓ falling

Nelson Cruz & Associates LLC

F
7 total complaints ↑ rising

Oliver Adjustment Co.

C
7 total complaints ↓ falling

Recovery One, LLC

D
7 total complaints ↓ falling

Rosebud Economic Development Corporation

C
7 total complaints ↑ rising

Rozlin Financial Group, Inc.

C
7 total complaints ↑ rising

Sofi Technologies, Inc.

D
7 total complaints ↑ rising

Stoneleigh Recovery Associates, LLC

D
7 total complaints ↓ falling

Solidus Group LLC.

F
7 total complaints ↓ falling

Southern Management Systems Inc.

F
7 total complaints → stable

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.