State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0.1% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Altisource Portfolio Solutions, S.à r.l.

C
5 total complaints ↓ falling

Asset Recovery Bureau LLC

D
5 total complaints ↑ rising

Byrider Franchising, LLC

D
5 total complaints → stable

Collection Bureau of the Hudson Valley, Inc.

D
5 total complaints ↓ falling

Collections Acquisition Company, Inc.

F
5 total complaints ↓ falling

Complete Credit Solutions, Inc.

D
5 total complaints → stable

Credit Card Acquisitions Group

F
5 total complaints ↑ rising

Credit Services of Michigan

C
5 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
5 total complaints ↓ falling

Eagle Recovery Associates, Inc.

F
5 total complaints ↓ falling

Everest Receivable Services Inc.

C
5 total complaints → stable

First Choice Assets LLC.

C
5 total complaints ↓ falling

Heartland Payment Systems Inc

D
5 total complaints ↓ falling

Harvard Collections, LLC

D
5 total complaints ↓ falling

JTM Capital Management, LLC

F
5 total complaints ↓ falling

Kimball, Tirey & St. John LLP

D
5 total complaints ↑ rising

Lake Michigan Credit Union

B
5 total complaints ↑ rising

Lansing Professional Business Bureau,Inc

B
5 total complaints ↓ falling

Merchants Adjustment Service, Inc.

D
5 total complaints → stable

Miller, Stark, Klein and Associates

C
5 total complaints ↓ falling

Nationstar Mortgage LLC

D
5 total complaints ↓ falling

National Commercial Services, Inc

D
5 total complaints ↓ falling

National Principal Group, LLC

C
5 total complaints ↓ falling

Northwood Asset Management Group

C
5 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
5 total complaints ↓ falling

Pavilion Payments US BuyerCo, LLC

D
5 total complaints ↓ falling

Pendrick Capital Partners

F
5 total complaints ↓ falling

Prosper Marketplace, Inc.

C
5 total complaints → stable

Regions Financial Corporation

D
5 total complaints ↑ rising

Round Up Ventures, L.P.

D
5 total complaints ↑ rising

Rushmore Service Center, LLC

C
5 total complaints ↓ falling

Senex Services Corp.

F
5 total complaints ↓ falling

Sentry Credit, Inc.

D
5 total complaints ↓ falling

Sezzle Inc.

F
5 total complaints ↑ rising

Summit A*R, Inc.

D
5 total complaints ↑ rising

Sunbit, Inc.

F
5 total complaints ↑ rising

TCF National Bank

D
5 total complaints ↓ falling

U.S. Collections West, Inc.

D
5 total complaints → stable

United PanAm Financial Corp.

C
5 total complaints ↑ rising

A & A North American Financial, LLC

B
4 total complaints ↓ falling

Allegiant Capital Recovery LLC

F
4 total complaints ↓ falling

American Lending Finance

B
4 total complaints → stable

Aqua Finance, Inc.

D
4 total complaints ↑ rising

Ascendium Education Group

F
4 total complaints ↓ falling

Ascension Point Recovery Services, LLC

C
4 total complaints ↓ falling

BB&T Corporation

D
4 total complaints ↓ falling

BOC LLC

C
4 total complaints ↓ falling

Ballybunion Enterprises, Inc

D
4 total complaints ↓ falling

Blatt, Hasenmiller, Leibsker & Moore, LLC

D
4 total complaints ↓ falling

Conrad Credit Corporation

F
4 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.