What is the most common complaint against BOC LLC?

The most common issue consumers report about BOC LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 29 complaints filed with the CFPB.

Are complaints against BOC LLC increasing or decreasing?

Complaints against BOC LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is BOC LLC's reputation grade?

BOC LLC has a reputation grade of C (score: 60.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does BOC LLC respond to consumer complaints?

BOC LLC has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does BOC LLC operate?

BOC LLC has received CFPB complaints from consumers in 12 states, with the most complaints from California (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

BOC LLC - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

10
Communication tactics

8
Disclosure verification of debt

4
Taking/threatening an illegal action

3
False statements or representation

2
Improper contact or sharing of info

2

Data updated September 2026

CFPB complaint disposition

CCDB record boc-llc BOC LLC

Grade C · 29 CFPB filings · 93% timely · lead issue: Cont'd attempts collect debt not owed · vol #1554 · compose #2252

VOL 29
GRADE C
12MO 0
STATES 12
TIMELY 93%
DISPUTE 17%
ISSUE Cont'd attempts collect de…
RANK #1,554
COMPOSE #2,252

Volume peers

Nearest volume peer: Acquired Assets, Ltd. (29 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

BOC LLC's 29 CFPB complaints sit next to Acquired Assets, Ltd. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for BOC LLC (17.2%)

Volume rank #1,554 and composite rank #2,252 diverge by 698 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 17.2%; Mid-band (15–30%) · 12 states with ≥1 filing
Seasonal peak: 2024-04 8.9%; 8–15% band · 4 filings
Divergent corpus ranks: #1,554 volume; #2,252 composite; Cleanest-composite ladder is 698 places worse than volume

How does BOC LLC compare to its peers?

How does BOC LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BOC LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

100%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-02 2026-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	10
Communication tactics	8
Disclosure verification of debt	4
Taking/threatening an illegal action	3
False statements or representation	2
Improper contact or sharing of info	2

Where do complaints against BOC LLC come from?

BOC LLC's own per-state count, not a national baseline.

California

5
Illinois

5
Michigan

4
Maryland

3
Pennsylvania

3
Florida

2
Louisiana

2
Arizona

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for BOC LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 29.

4 peers

Know your rights before responding to BOC LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.