What is the most common complaint against First Choice Assets LLC.?

The most common issue consumers report about First Choice Assets LLC. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 32 complaints filed with the CFPB.

Are complaints against First Choice Assets LLC. increasing or decreasing?

Complaints against First Choice Assets LLC. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is First Choice Assets LLC.'s reputation grade?

First Choice Assets LLC. has a reputation grade of C (score: 57.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Choice Assets LLC. respond to consumer complaints?

First Choice Assets LLC. has a 84% timely response rate to CFPB complaints. Consumers disputed the company's response in 16% of cases.

In how many states does First Choice Assets LLC. operate?

First Choice Assets LLC. has received CFPB complaints from consumers in 15 states, with the most complaints from Michigan (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Choice Assets LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

14
Cont'd attempts collect debt not owed

7
Written notification about debt

3
Improper contact or sharing of info

3
False statements or representation

2
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record first-choice-assets-llc First Choice Assets LLC.

Grade C · 32 CFPB filings · 84% timely · lead issue: Communication tactics · vol #1493 · compose #2757

VOL 32
GRADE C
12MO 0
STATES 15
TIMELY 84%
DISPUTE 16%
ISSUE Communication tactics
RANK #1,493
COMPOSE #2,757

Volume peers

Nearest volume peer: ADR ARBITRATION SERVICES (Closed) (32 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Choice Assets LLC.'s 32 CFPB complaints sit next to ADR ARBITRATION SERVICES (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Michigan is the plurality state for First Choice Assets LLC. (15.6%)

Volume rank #1,493 and composite rank #2,757 diverge by 1,264 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Michigan 15.6%; Mid-band (15–30%) · 15 states with ≥1 filing
Seasonal peak: 2024-07 11.3%; 8–15% band · 6 filings
Divergent corpus ranks: #1,493 volume; #2,757 composite; Cleanest-composite ladder is 1,264 places worse than volume

How does First Choice Assets LLC. compare to its peers?

How does First Choice Assets LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

First Choice Assets LL… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

84%

93%

91%

Consumer-dispute ratelower is better

16%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-06 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	14
Cont'd attempts collect debt not owed	7
Written notification about debt	3
Improper contact or sharing of info	3
False statements or representation	2
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1
Disclosure verification of debt	1

Where do complaints against First Choice Assets LLC. come from?

First Choice Assets LLC.'s own per-state count, not a national baseline.

Michigan

5
California

4
Georgia

4
New York

4
Texas

3
New Jersey

2
Pennsylvania

2
Arizona

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Choice Assets LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 32.

4 peers

Know your rights before responding to First Choice Assets LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.