State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.1% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Medical Business Bureau

F
1 total complaints ↓ falling

Medical Data Systems, Inc.

D
1 total complaints ↓ falling

Medical-Commercial Audit Inc

C
1 total complaints ↑ rising

Mercedes Benz Financial Services

D
1 total complaints ↑ rising

Merchants Credit Corporation

D
1 total complaints ↓ falling

Meridian ARG Inc.

F
1 total complaints ↓ falling

Meyer & Njus, P.A.

C
1 total complaints ↓ falling

Mid Continent Credit Services, Inc

C
1 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

Minto Financial dba Minto Money

C
1 total complaints ↑ rising

Mobiloans, LLC

F
1 total complaints ↑ rising

MoneyLion Inc.

F
1 total complaints ↑ rising

Mountain Land Collections, Inc.

C
1 total complaints → stable

Mountain Run Solutions, LLC

F
1 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
1 total complaints → stable

Northway Broker Ltd.

B
1 total complaints ↓ falling

National Collection Systems, Inc.

D
1 total complaints → stable

National Creditors Connection, Inc

A
1 total complaints ↓ falling

National Principal Group, LLC

C
1 total complaints ↓ falling

National Recovery Solutions, LLC

C
1 total complaints → stable

Nationwide Credit & Collection, Inc.

D
1 total complaints → stable

Nationwide Debt Management Solutions, LLC

F
1 total complaints ↓ falling

Niagara Central Revenue

D
1 total complaints ↑ rising

Omega RMS, LLC

D
1 total complaints ↑ rising

Oxford Law, LLC

C
1 total complaints ↓ falling

Pentagon Federal Credit Union

D
1 total complaints ↑ rising

Paragon Subrogation Services, Inc

F
1 total complaints ↓ falling

Partners Financial Services Inc

B
1 total complaints ↓ falling

Pendleton Capital Management

F
1 total complaints ↓ falling

Pendrick Capital Partners Holding, LLC

C
1 total complaints ↓ falling

Perfection Collection

D
1 total complaints ↓ falling

Phillips & Cohen Associates, Ltd.

D
1 total complaints → stable

Phoenix Asset Group LLC

F
1 total complaints ↓ falling

Primary Financial Services L.L.C.

C
1 total complaints ↓ falling

Professional Collectors Corp.

D
1 total complaints ↑ rising

Professional Credit Management, Inc

D
1 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
1 total complaints → stable

Professional Placement Services, LLC

C
1 total complaints ↓ falling

Professional Receivables Network

C
1 total complaints ↓ falling

Progressive Financial Services, Inc.

C
1 total complaints ↓ falling

RAB Performance Recoveries, LLC

C
1 total complaints ↓ falling

Regions Financial Corporation

D
1 total complaints ↑ rising

RMI Services, LLC

D
1 total complaints ↓ falling

ROC Asset Solutions, LLC

F
1 total complaints ↓ falling

RS Clark and Associates, Inc.

F
1 total complaints → stable

RSH & Associates, LLC

D
1 total complaints → stable

Real Time Group, Inc.

D
1 total complaints ↓ falling

Receivable Asset Management

D
1 total complaints ↓ falling

Recovery Solutions Group, LLC

F
1 total complaints ↓ falling

Recuvery LLC

D
1 total complaints ↑ rising

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.