What is the most common complaint against Niagara Central Revenue?

The most common issue consumers report about Niagara Central Revenue is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 15 complaints filed with the CFPB.

Are complaints against Niagara Central Revenue increasing or decreasing?

Complaints against Niagara Central Revenue are rising. The company received 6 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Niagara Central Revenue's reputation grade?

Niagara Central Revenue has a reputation grade of D (score: 52.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Niagara Central Revenue respond to consumer complaints?

Niagara Central Revenue has a 79% timely response rate to CFPB complaints.

In how many states does Niagara Central Revenue operate?

Niagara Central Revenue has received CFPB complaints from consumers in 8 states, with the most complaints from California (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Niagara Central Revenue - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

7
Communication tactics

5
Attempts to collect debt not owed

1
Written notification about debt

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record niagara-central-revenue Niagara Central Revenue

Grade D · 15 CFPB filings · 79% timely · lead issue: Took or threatened to take negative or legal action · vol #2155 · compose #3787

VOL 15
GRADE D
12MO 6
STATES 8
TIMELY 79%
ISSUE Took or threatened to take…
RANK #2,155
COMPOSE #3,787

Volume peers

Nearest volume peer: Accounts Advocate Agency (15 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Niagara Central Revenue's 15 CFPB complaints sit next to Accounts Advocate Agency on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Niagara Central Revenue's CFPB filings land in California

High volume does not equal a clean composite: Niagara Central Revenue is volume #2,155 but composite #3,787, while California dominates the geography. Corpus placement method.

Dominant state: California 40.0%; 6 of 15 filings · 8 states touched
Spike month: 2019-11 25.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,155 volume; #3,787 composite; Cleanest-composite ladder is 1,632 places worse than volume

How does Niagara Central Revenue compare to its peers?

How does Niagara Central Revenue compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Niagara Central Revenu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

79%

80%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-06 2020-09

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	7
Communication tactics	5
Attempts to collect debt not owed	1
Written notification about debt	1
Threatened to contact someone or share information improperly	1

Where do complaints against Niagara Central Revenue come from?

Niagara Central Revenue's own per-state count, not a national baseline.

California

6
Ohio

2
Texas

2
Alabama

1
Florida

1
Iowa

1
Michigan

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Niagara Central Revenue: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 15.

4 peers

Know your rights before responding to Niagara Central Revenue: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.