State complaint profile
Debt collection complaints in New Mexico
3,541 CFPB complaints filed against 654 debt collectors active in New Mexico.
- Complaints
- 3,541
- Collectors
- 654
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
New Mexico at a glance
New Mexico consumers have filed 3,541 CFPB debt-collection complaints against 654 collectors.
- 3,541
- CFPB complaints filed
- 654
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in New Mexico
New Mexico filings are dispersed: the top three collectors hold only 11% of 3,541 complaints.
Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.
The collector with the most complaints from New Mexico residents in this extract is Encore Capital Group Inc. (11% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in New Mexico
By complaints filed from this state
- Encore Capital Group Inc.
Encore Capital Group Inc.
140 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
129 complaints
- Transworld Systems Inc
Transworld Systems Inc
119 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
115 complaints
- Equifax, Inc.
Equifax, Inc.
110 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
102 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
101 complaints
- CL Holdings LLC
CL Holdings LLC
94 complaints
What this shows These eight collectors draw the most complaints from New Mexico residents, usually national bureaus and large debt buyers operating in every state.
Where New Mexico's 3,541 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Encore Capital Group I 140
Encore Capital Group Inc.
140 complaints
- Portfolio Recovery Ass 129
Portfolio Recovery Associates, LLC
129 complaints
- Transworld Systems Inc 119
Transworld Systems Inc
119 complaints
- All other collectors
Remaining collectors in New Mexico
3,153 complaints
What this shows The top three names account for 11% of New Mexico filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsEncore Capital Group Inc.
DPortfolio Recovery Associates, LLC
DTransworld Systems Inc
DResurgent Capital Services L.P.
DEquifax, Inc.
DExperian Information Solutions Inc.
DTransunion Intermediate Holdings, Inc.
DCL Holdings LLC
CTormey Bewley Corporation
CBank of America, National Association
DCitibank, N.a.
DSynchrony Financial
DCCS Financial Services, Inc.
FCapital ONE Financial Corporation
DWells Fargo & Company
DMr. Cooper Group Inc.
FRowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis
FBread Financial Holdings, Inc.
CNational Credit Systems,Inc.
DI.C. System, Inc.
CNational Credit Adjusters, LLC
DKriya Capital, LLC
DERC
DJpmorgan Chase & Co.
DMachol & Johannes, LLC
DNavient Solutions, LLC.
DThe Outsource Group, Inc
FCaine & Weiner Company, Inc.
DMedical Data Systems, Inc.
DAfni Inc.
DAargon Agency, Inc.
FT.S. Holdings
FAbility Recovery Services, LLC
DAldous & Associates, PLLC
DHW Holding, Inc
DW&A Intermediate Co., LLC
FConvergent Resources, Inc.
DDiversified Consultants, Inc.
DRadius Global Solutions LLC
DConn's, Inc.
DDiscover Bank
DIqor US Inc
DAmerican Express Company
DCNG Financial Corporation
DCollection Resources, Inc.
CDiversified Adjustment Service, Inc.
DI.q. Data International, Inc.
DProCollect, Inc.
FUSCB, Inc.
DCommonwealth Financial Systems, Inc.
FIf a collector is contacting you in New Mexico
Start with the federal complaint record, then verify any state-law question with an official source.
- Check the collector's national record and grade before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- Use the CFPB complaint process and check official New Mexico resources for state-specific options. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with New Mexico
- Encore Capital Group Inc. Leads New Mexico complaint volume in this extract
- District of Columbia complaint profile Nearest volume peer (3,445 complaints)
- Iowa complaint profile Nearest volume peer (3,765 complaints)
- Recent-12-month collector leaderboard Mid-volume states still host national debt buyers with rising filings
- Your rights under the FDCPA Federal rights apply the same way regardless of state filing volume
- Compare collectors side-by-side Check response rates for the agencies contacting New Mexico residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a New Mexico Resident
Three parallel channels apply in New Mexico: the CFPB complaint form (powers this dataset), the New Mexico attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |