Are complaints against Paragon Subrogation Services, Inc increasing or decreasing?

Complaints against Paragon Subrogation Services, Inc are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Paragon Subrogation Services, Inc's reputation grade?

Paragon Subrogation Services, Inc has a reputation grade of F (score: 44.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Paragon Subrogation Services, Inc respond to consumer complaints?

Paragon Subrogation Services, Inc has a 25% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Paragon Subrogation Services, Inc operate?

Paragon Subrogation Services, Inc has received CFPB complaints from consumers in 12 states, with the most complaints from Illinois (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Paragon Subrogation Services, Inc - Debt Collector Complaint Profile

Q: What is the most common complaint against Paragon Subrogation Services, Inc?

The most common issue consumers report about Paragon Subrogation Services, Inc is "Took or threatened to take negative or legal action", specifically "Debt is not yours". This is based on 18 complaints filed with the CFPB.

CFPB complaint profile across 12 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

6
Attempts to collect debt not owed

5
Written notification about debt

2
Cont'd attempts collect debt not owed

2
Disclosure verification of debt

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record paragon-subrogation-services-inc Paragon Subrogation Services, Inc

Grade F · 18 CFPB filings · 25% timely · lead issue: Took or threatened to take negative or legal action · vol #1989 · compose #4779

VOL 18
GRADE F
12MO 3
STATES 12
TIMELY 25%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #1,989
COMPOSE #4,779

Volume peers

Nearest volume peer: Ameris Bancorp (18 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Paragon Subrogation Services, Inc's 18 CFPB complaints sit next to Ameris Bancorp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Illinois is the plurality state for Paragon Subrogation Services, Inc (16.7%)

The 2023-05 spike coincides with a 2,790-place gap between volume rank #1,989 and composite #4,779. Corpus placement method.

Plurality state: Illinois 16.7%; Mid-band (15–30%) · 12 states with ≥1 filing
Spike month: 2023-05 33.3%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,989 volume; #4,779 composite; Cleanest-composite ladder is 2,790 places worse than volume

How does Paragon Subrogation Services, Inc compare to its peers?

How does Paragon Subrogation Services, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Paragon Subrogation Se… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

25%

56%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-10 2025-08

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	6
Attempts to collect debt not owed	5
Written notification about debt	2
Cont'd attempts collect debt not owed	2
Disclosure verification of debt	2
Communication tactics	1

Where do complaints against Paragon Subrogation Services, Inc come from?

Paragon Subrogation Services, Inc's own per-state count, not a national baseline.

Illinois

3
California

2
Michigan

2
New York

2
Virginia

2
Alabama

1
Florida

1
Iowa

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Paragon Subrogation Services, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 18.

4 peers

Know your rights before responding to Paragon Subrogation Services, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.