This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 18 complaints

Paragon Subrogation Services, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade F.

Complaints by issue type

What consumers report about Paragon Subrogation Services, Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record paragon-subrogation-services-inc Paragon Subrogation Services, Inc

Grade F · 18 CFPB filings · 25% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 18
  • GRADE F
  • 12MO 3
  • STATES 12
  • TIMELY 25%
  • DISPUTE 0%
  • ISSUE Took or threatened to take…
  • RANK #1,989
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Ameris Bancorp (18 complaints)

Ameris BancorpAmeris Bancorp18Apple Recovery Services CorpApple Recovery Services Corp18Aubrey Thrasher, LLCAubrey Thrasher, LLC18BCB Investments LLCBCB Investments LLC18Paragon Subrogation Services, Inc (this)Paragon Subrogation Services…18
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Paragon Subrogation Services, Inc's 18 CFPB complaints sit next to Ameris Bancorp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 18 complaints break down

Every complaint issue type on record for Paragon Subrogation Services, Inc, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
44.0/100
Paragon Subrogation Services, Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
18
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response D
25%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Illinois is the plurality state for Paragon Subrogation Services, Inc (16.7%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Illinois 16.7%
Mid-band (15–30%) · 12 states with ≥1 filing
Spike month
2023-05 33.3%
2 filings that month · spiky (≥15% of series)
Corpus ranks
#1,989 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Paragon Subrogation Services, Inc compare to its peers?

How does Paragon Subrogation Services, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Paragon Subrogation Services, Inc National average
Complaints (last 12 mo)lower is better
3
0
268
Timely-response ratehigher is better
25%
56%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Paragon Subrogation Services, Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%50%100%150% 0%20%40%60% Timely response rate (%) Dispute rate (%) Paragon Subrogation Services, Inc vs. 9 similar-volume peers, by response speed and dispute rate Paragon Subrogation Services, IncPacific Rim Alliance CorporationParnell & Parnell, PAPacific Financial Group (Closed)Professional Accounts Service, Inc. (Indiana)Mid-Minnesota Management Services, Inc.Prohealth Care, IncMichael Haynes & Associates, LLCQuickClick Loans of Illinois, LLCMetro Area Collection Service, Inc.
Source: CFPB Consumer Complaint Database

Paragon Subrogation Services, Inc's complaint volume in context

Paragon Subrogation Services, Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

18 63rd percentile higher than 63% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Paragon Subrogation Services, Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-10 2025-08

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
6
Attempts to collect debt not owed
5
Written notification about debt
2
Cont'd attempts collect debt not owed
2
Disclosure verification of debt
2
Communication tactics
1

Where do complaints against Paragon Subrogation Services, Inc come from?

Paragon Subrogation Services, Inc's own per-state count, not a national baseline.

Top states by complaints against Paragon Subrogation Services, Inc

Across 12 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Paragon Subrogation Services, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 18.

4 peers

Know your rights before responding to Paragon Subrogation Services, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.