This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 242 complaints

Medical-Commercial Audit Inc - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade C.

Complaints by issue type

What consumers report about Medical-Commercial Audit Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record medical-commercial-audit-inc Medical-Commercial Audit Inc

Grade C · 242 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #462 · compose #1

  • VOL 242
  • GRADE C
  • 12MO 75
  • STATES 19
  • TIMELY 100%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #462
  • COMPOSE #1

Volume peers

Nearest volume peer: Bliksum, LLC (242 complaints)

Bliksum, LLCBliksum, LLC242Medical-Commercial Audit Inc (this)Medical-Commercial Audit Inc…242Aspen National Financial, Inc.Aspen National Financial, In…243Smith, Rouchon & Associates, Inc.Smith, Rouchon & Associates,…244Nationwide Credit & Collection, Inc.Nationwide Credit & Collecti…245
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Medical-Commercial Audit Inc's 242 CFPB complaints sit next to Bliksum, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 242 complaints break down

Every complaint issue type on record for Medical-Commercial Audit Inc, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
61.1/100
Medical-Commercial Audit Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
242
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

51.2% of Medical-Commercial Audit Inc's CFPB filings land in Missouri

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Missouri 51.2%
124 of 242 filings · 19 states touched
Seasonal peak
2025-08 11.3%
8–15% band · 6 filings
Corpus ranks
#462 volume
#1 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Medical-Commercial Audit Inc compare to its peers?

How does Medical-Commercial Audit Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Medical-Commercial Audit Inc National average
Complaints (last 12 mo)lower is better
75
25
268
Timely-response ratehigher is better
100%
79%
91%
Consumer-dispute ratelower is better
0%
18%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Medical-Commercial Audit Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Medical-Commercial Audit Inc vs. 9 similar-volume peers, by response speed and dispute rate Medical-Commercial Audit IncBliksum, LLCAspen National Financial, Inc.SMITH, ROUCHON & ASSOCIATES, INC.Altisource Portfolio Solutions, S.à r.l.Aqua Finance, Inc.Nationwide Credit & Collection, Inc.RGS Financial, Inc.Merchants and Professional Bureau, Inc.BlueChip Financial
Source: CFPB Consumer Complaint Database

Medical-Commercial Audit Inc's complaint volume in context

Medical-Commercial Audit Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

242 Top 9% higher than 91% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Medical-Commercial Audit Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2022-08 2026-01

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
102
Written notification about debt
64
Took or threatened to take negative or legal action
32
False statements or representation
25
Communication tactics
6
Electronic communications
6
Disclosure verification of debt
3
Cont'd attempts collect debt not owed
2
Threatened to contact someone or share information improperly
2

Where do complaints against Medical-Commercial Audit Inc come from?

Medical-Commercial Audit Inc's own per-state count, not a national baseline.

Top states by complaints against Medical-Commercial Audit Inc

Across 19 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Medical-Commercial Audit Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 242.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Medical-Commercial Audit Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.