What is the most common complaint against Medical-Commercial Audit Inc?

The most common issue consumers report about Medical-Commercial Audit Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 242 complaints filed with the CFPB.

Are complaints against Medical-Commercial Audit Inc increasing or decreasing?

Complaints against Medical-Commercial Audit Inc are rising. The company received 75 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Medical-Commercial Audit Inc's reputation grade?

Medical-Commercial Audit Inc has a reputation grade of C (score: 61.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Medical-Commercial Audit Inc respond to consumer complaints?

Medical-Commercial Audit Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Medical-Commercial Audit Inc operate?

Medical-Commercial Audit Inc has received CFPB complaints from consumers in 19 states, with the most complaints from Missouri (124 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Medical-Commercial Audit Inc - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

102
Written notification about debt

64
Took or threatened to take negative or legal action

32
False statements or representation

25
Communication tactics

6
Electronic communications

6

Data updated September 2026

CFPB complaint disposition

CCDB record medical-commercial-audit-inc Medical-Commercial Audit Inc

Grade C · 242 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #462 · compose #2224

VOL 242
GRADE C
12MO 75
STATES 19
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #462
COMPOSE #2,224

Volume peers

Nearest volume peer: Bliksum, LLC (242 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Medical-Commercial Audit Inc's 242 CFPB complaints sit next to Bliksum, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

51.2% of Medical-Commercial Audit Inc's CFPB filings land in Missouri

High volume does not equal a clean composite: Medical-Commercial Audit Inc is volume #462 but composite #2,224, while Missouri dominates the geography. Corpus placement method.

Dominant state: Missouri 51.2%; 124 of 242 filings · 19 states touched
Seasonal peak: 2025-08 11.3%; 8–15% band · 6 filings
Divergent corpus ranks: #462 volume; #2,224 composite; Cleanest-composite ladder is 1,762 places worse than volume

How does Medical-Commercial Audit Inc compare to its peers?

How does Medical-Commercial Audit Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Medical-Commercial Aud… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

79%

91%

Consumer-dispute ratelower is better

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-08 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	102
Written notification about debt	64
Took or threatened to take negative or legal action	32
False statements or representation	25
Communication tactics	6
Electronic communications	6
Disclosure verification of debt	3
Cont'd attempts collect debt not owed	2
Threatened to contact someone or share information improperly	2

Where do complaints against Medical-Commercial Audit Inc come from?

Medical-Commercial Audit Inc's own per-state count, not a national baseline.

Missouri

124
Illinois

62
Indiana

19
Texas

8
South Carolina

7
Georgia

5
California

2
Michigan

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Medical-Commercial Audit Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 242.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Medical-Commercial Audit Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.