What is the most common complaint against Mountain Land Collections, Inc.?

The most common issue consumers report about Mountain Land Collections, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 207 complaints filed with the CFPB.

Are complaints against Mountain Land Collections, Inc. increasing or decreasing?

Complaints against Mountain Land Collections, Inc. have been stable. The company received 50 complaints in the last 12 months.

What is Mountain Land Collections, Inc.'s reputation grade?

Mountain Land Collections, Inc. has a reputation grade of C (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mountain Land Collections, Inc. respond to consumer complaints?

Mountain Land Collections, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does Mountain Land Collections, Inc. operate?

Mountain Land Collections, Inc. has received CFPB complaints from consumers in 21 states, with the most complaints from Utah (174 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mountain Land Collections, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

73
Written notification about debt

38
False statements or representation

29
Took or threatened to take negative or legal action

16
Communication tactics

15
Cont'd attempts collect debt not owed

14

Data updated September 2026

CFPB complaint disposition

CCDB record mountain-land-collections-inc Mountain Land Collections, Inc.

Grade C · 207 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #519 · compose #2938

VOL 207
GRADE C
12MO 50
STATES 21
TIMELY 97%
DISPUTE 12%
ISSUE Attempts to collect debt n…
RANK #519
COMPOSE #2,938

Volume peers

Nearest volume peer: Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) (207 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mountain Land Collections, Inc.'s 207 CFPB complaints sit next to Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

84.1% of Mountain Land Collections, Inc.'s CFPB filings land in Utah

High volume does not equal a clean composite: Mountain Land Collections, Inc. is volume #519 but composite #2,938, while Utah dominates the geography. Corpus placement method.

Dominant state: Utah 84.1%; 174 of 207 filings · 21 states touched
Even monthly load: Peak under 8%; Highest month 2024-12 at 7.5% (27 filings)
Divergent corpus ranks: #519 volume; #2,938 composite; Cleanest-composite ladder is 2,419 places worse than volume

How does Mountain Land Collections, Inc. compare to its peers?

How does Mountain Land Collections, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Mountain Land Collecti… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

91%

Consumer-dispute ratelower is better

12%

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	73
Written notification about debt	38
False statements or representation	29
Took or threatened to take negative or legal action	16
Communication tactics	15
Cont'd attempts collect debt not owed	14
Disclosure verification of debt	12
Improper contact or sharing of info	5
Threatened to contact someone or share information improperly	4
Electronic communications	1

Where do complaints against Mountain Land Collections, Inc. come from?

Mountain Land Collections, Inc.'s own per-state count, not a national baseline.

Utah

174
Idaho

3
Texas

3
Wyoming

3
Arizona

2
California

2
Florida

2
Indiana

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mountain Land Collections, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 207.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.43589743589743%.

4 peers

Know your rights before responding to Mountain Land Collections, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.