State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.1% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Reel Time Capital LLC

D
1 total complaints ↑ rising

Remex, Inc.

D
1 total complaints ↓ falling

Retention Consulting Services Inc.

F
1 total complaints ↓ falling

Risecredit, LLC

D
1 total complaints ↓ falling

River Ridge Financial Solutions, LLC

C
1 total complaints ↓ falling

Rocky Mountain Recovery Group

F
1 total complaints ↓ falling

Rosenberg & Associates Recovery Services

F
1 total complaints ↑ rising

Rubin & Rothman, LLC

C
1 total complaints ↑ rising

S & S Recovery, Inc.

D
1 total complaints ↑ rising

SE Capital Corp dba Credito Familiar

F
1 total complaints ↑ rising

Security Finance Corp

C
1 total complaints ↑ rising

Squaretwo Financial Corporation

D
1 total complaints ↓ falling

Stoneleigh Recovery Associates, LLC

D
1 total complaints ↓ falling

SUN Loan Company Inc.

C
1 total complaints ↑ rising

Suncoast Credit Union

D
1 total complaints ↑ rising

Scheer, Green & Burke L.P.A.

D
1 total complaints ↓ falling

Scratch Services, Inc.

D
1 total complaints ↓ falling

Searay Portfolio Management

C
1 total complaints ↓ falling

Second Alliance, Inc.

C
1 total complaints ↑ rising

Sentry Credit, Inc.

D
1 total complaints ↓ falling

Servicer under contract with Federal Student Aid

F
1 total complaints ↑ rising

Slovin & Council Co., L.P.A.

B
1 total complaints ↓ falling

Snap Recovery, Inc.

D
1 total complaints ↑ rising

SoLo Funds Inc.

C
1 total complaints ↓ falling

SouthLaw, P.C.

A
1 total complaints ↓ falling

Southern Management Systems Inc.

F
1 total complaints → stable

Southwest Recovery Services, Inc.

D
1 total complaints → stable

Stenger & Stenger, P.C

D
1 total complaints → stable

Stephens and Michaels Associates, Inc.

C
1 total complaints ↓ falling

Stillman, P.C. d.b.a. Stillman Law Office

D
1 total complaints → stable

Strategic Alliances, Inc.

D
1 total complaints ↓ falling

Sunset Solutions Group, LLC

F
1 total complaints ↓ falling

Tan Oak Financial

C
1 total complaints → stable

Tate and Kirlin Assoc

D
1 total complaints ↓ falling

Telerecovery Corporation

F
1 total complaints → stable

Terrill Outsourcing Group

C
1 total complaints ↓ falling

The Affiliated Group, Inc

C
1 total complaints ↓ falling

The Law Offices of Gerald E Moore & Associates, PC

C
1 total complaints ↓ falling

Thomas, King & Associates

C
1 total complaints ↓ falling

Titan Revenue Solutions

C
1 total complaints ↓ falling

Tormey Bewley Corporation

C
1 total complaints ↓ falling

Torres Credit Services, Inc.

C
1 total complaints → stable

Tower Loan of Mississippi, Inc.

C
1 total complaints → stable

Trustly, Inc.

C
1 total complaints ↑ rising

U Drive Acceptance Corporation

D
1 total complaints ↑ rising

U.S. Collections West, Inc.

D
1 total complaints → stable

Umpqua Holdings Corporation

B
1 total complaints ↓ falling

Upgrade, Inc.

F
1 total complaints ↑ rising

USCB Corporation

D
1 total complaints ↑ rising

United Accounts, Inc.

F
1 total complaints ↑ rising

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.