What is the most common complaint against ROC Asset Solutions, LLC?

The most common issue consumers report about ROC Asset Solutions, LLC is "Communication tactics", specifically "Talked to a third party about my debt". This is based on 94 complaints filed with the CFPB.

Are complaints against ROC Asset Solutions, LLC increasing or decreasing?

Complaints against ROC Asset Solutions, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is ROC Asset Solutions, LLC's reputation grade?

ROC Asset Solutions, LLC has a reputation grade of F (score: 35.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does ROC Asset Solutions, LLC respond to consumer complaints?

ROC Asset Solutions, LLC has a 26% timely response rate to CFPB complaints. Consumers disputed the company's response in 2% of cases.

In how many states does ROC Asset Solutions, LLC operate?

ROC Asset Solutions, LLC has received CFPB complaints from consumers in 28 states, with the most complaints from California (30 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

ROC Asset Solutions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

25
Improper contact or sharing of info

17
False statements or representation

13
Taking/threatening an illegal action

12
Took or threatened to take negative or legal action

11
Threatened to contact someone or share information improperly

7

Data updated September 2026

CFPB complaint disposition

CCDB record roc-asset-solutions-llc ROC Asset Solutions, LLC

Grade F · 94 CFPB filings · 26% timely · lead issue: Communication tactics · vol #844 · compose #5086

VOL 94
GRADE F
12MO 0
STATES 28
TIMELY 26%
DISPUTE 2%
ISSUE Communication tactics
RANK #844
COMPOSE #5,086

Volume peers

Nearest volume peer: Consolidated Recovery Group, LLC (94 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

ROC Asset Solutions, LLC's 94 CFPB complaints sit next to Consolidated Recovery Group, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

31.9% of ROC Asset Solutions, LLC's CFPB filings land in California

High volume does not equal a clean composite: ROC Asset Solutions, LLC is volume #844 but composite #5,086, while California dominates the geography. Corpus placement method.

Dominant state: California 31.9%; 30 of 94 filings · 28 states touched
Seasonal peak: 2024-12 10.2%; 8–15% band · 6 filings
Divergent corpus ranks: #844 volume; #5,086 composite; Cleanest-composite ladder is 4,242 places worse than volume

How does ROC Asset Solutions, LLC compare to its peers?

How does ROC Asset Solutions, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ROC Asset Solutions, L… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

26%

96%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-06 2026-02

Issue Detail Breakdown

Issue	Complaints
Communication tactics	25
Improper contact or sharing of info	17
False statements or representation	13
Taking/threatening an illegal action	12
Took or threatened to take negative or legal action	11
Threatened to contact someone or share information improperly	7
Cont'd attempts collect debt not owed	5
Written notification about debt	2
Disclosure verification of debt	2

Where do complaints against ROC Asset Solutions, LLC come from?

ROC Asset Solutions, LLC's own per-state count, not a national baseline.

California

30
Florida

10
Illinois

5
Texas

5
Nevada

4
New Jersey

4
Wisconsin

4
Mississippi

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for ROC Asset Solutions, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 94.

4 peers

Know your rights before responding to ROC Asset Solutions, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.