State complaint profile

Debt collection complaints in Georgia

85,576 CFPB complaints filed against 1,879 debt collectors active in Georgia.

Complaints
85,576
Collectors
1,879
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Georgia at a glance

Georgia consumers have filed 85,576 CFPB debt-collection complaints against 1,879 collectors.

85,576
CFPB complaints filed
1,879
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Georgia

Georgia filings are dispersed: the top three collectors hold only 0.5% of 85,576 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Georgia residents in this extract is Resurgent Capital Services L.P. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

BTH Management

D
138 total complaints ↑ rising

United Services Automobile Association

D
138 total complaints → stable

V and H Portfolio

D
137 total complaints ↑ rising

Receivables Performance Management, LLC

D
136 total complaints ↓ falling

Phoenix Financial Services LLC

D
135 total complaints ↓ falling

Barclays Bank Delaware

D
133 total complaints ↑ rising

Capital Accounts, LLC

F
133 total complaints ↓ falling

Collection Services of Athens, Inc.

F
132 total complaints ↓ falling

Debt Recovery Solutions, LLC

D
130 total complaints → stable

MRS BPO, LLC

D
127 total complaints → stable

Halsted Financial Services, LLC.

D
126 total complaints ↑ rising

Monterey Financial Services LLC

D
126 total complaints ↑ rising

Franklin Collection Service, Inc.

D
119 total complaints ↓ falling

TekCollect Inc.

D
118 total complaints ↑ rising

First Credit Services Inc.

D
117 total complaints ↑ rising

The Bureaus, Inc.

D
115 total complaints → stable

Diversified Adjustment Service, Inc.

D
114 total complaints → stable

United Collection Bureau, Inc.

D
112 total complaints → stable

Williams & Fudge, Inc

D
112 total complaints → stable

The Receivable Management Services LLC

D
111 total complaints ↑ rising

HCFS Healthcare Financial Services of TeamHealth

F
110 total complaints ↓ falling

Zions Debt Holdings

F
109 total complaints ↑ rising

I.q. Data International, Inc.

D
106 total complaints ↓ falling

Optimum Outcomes, Inc.

F
106 total complaints ↓ falling

Strategic Alliances, Inc.

D
105 total complaints ↓ falling

Bounce AI, Inc.

F
104 total complaints ↑ rising

Penn Credit Corporation

D
103 total complaints ↓ falling

Security Finance Corp

C
103 total complaints ↑ rising

Accscient, LLC

F
102 total complaints → stable

Credit Acceptance Corporation

D
102 total complaints ↑ rising

Firstsource Business Process Services, LLC

D
96 total complaints → stable

Synergetic Communication Inc

D
96 total complaints ↑ rising

1st Franklin Financial Corporation

D
95 total complaints ↑ rising

CarMax, Inc.

C
95 total complaints ↑ rising

AR Resources, Inc.

D
93 total complaints ↓ falling

Enova International, Inc.

D
90 total complaints → stable

Brock & Scott, PLLC

D
87 total complaints ↓ falling

Lloyd & McDaniel, PLC

D
86 total complaints ↑ rising

PNC Bank N.A.

D
86 total complaints → stable

Lendmark Financial Services

D
85 total complaints ↑ rising

Select Portfolio Servicing, Inc.

F
85 total complaints ↓ falling

Advance Bureau of Collections

C
82 total complaints ↓ falling

Hayt Hayt & Landau, P.L. (FL)

F
81 total complaints ↓ falling

Atlanticus Services Corporation

D
80 total complaints ↑ rising

HSBC North America Holdings Inc.

D
80 total complaints ↓ falling

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
80 total complaints ↑ rising

Stellar Recovery, Inc.

D
80 total complaints ↓ falling

Synovus Bank

C
80 total complaints ↓ falling

General Motors Financial Company, Inc.

D
79 total complaints ↑ rising

U.s. Bancorp

D
78 total complaints ↓ falling

If a collector is contacting you in Georgia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Georgia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Georgia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Georgia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Georgia Resident

Georgia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Georgia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.