This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Advance Bureau of Collections - Debt Collector Complaint Profile
CFPB complaint profile across 5 states, reputation grade C.
Complaints by issue type
What consumers report about Advance Bureau of Collections
- Attempts to collect debt not owed
Attempts to collect debt not owed
46 complaints
- False statements or representation 12
False statements or representation
12 complaints
- Took or threatened to take negative or legal action 11
Took or threatened to take negative or legal action
11 complaints
- Disclosure verification of debt 7
Disclosure verification of debt
7 complaints
- Written notification about debt 5
Written notification about debt
5 complaints
- Cont'd attempts collect debt not owed 5
Cont'd attempts collect debt not owed
5 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record advance-bureau-of-collections Advance Bureau of Collections
Grade C · 95 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed
- VOL 95
- GRADE C
- 12MO 16
- STATES 5
- TIMELY 98%
- DISPUTE 18%
- ISSUE Attempts to collect debt n…
- RANK #835
- COMPOSE Not ranked
Volume peers
Nearest volume peer: Creditor's Collection Service, Inc. (95 complaints)
Advance Bureau of Collections's 95 CFPB complaints sit next to Creditor's Collection Service, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
How the 95 complaints break down
Every complaint issue type on record for Advance Bureau of Collections, not just the top ones shown above.
Reputation score breakdown
Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.
State-heavy filing map
86.3% of Advance Bureau of Collections's CFPB filings land in Georgia
Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.
- Dominant state
- Georgia 86.3%
- 82 of 95 filings · 5 states touched
- Seasonal peak
- 2025-10 10.2%
- 8–15% band · 5 filings
- Corpus ranks
- #835 volume
- Composite not ranked (fewer than 200 complaints)
- Volume rank among 5,420 collectors
How does Advance Bureau of Collections compare to its peers?
Source: CFPB Consumer Complaint Database.
Response speed vs. dispute rate, among similar-volume collectors
Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Advance Bureau of Collections a lower dispute rate.
Advance Bureau of Collections's complaint volume in context
Advance Bureau of Collections vs all collectors by complaint volume
Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)
95 Top 15% higher than 85% of 5,420 collectors
Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CFPB Consumer Complaint Database · September 2026
Complaint Trend (24 months)
Falling ↓Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | |
| False statements or representation | |
| Took or threatened to take negative or legal action | |
| Disclosure verification of debt | |
| Written notification about debt | |
| Cont'd attempts collect debt not owed | |
| Communication tactics | |
| Improper contact or sharing of info | |
| Taking/threatening an illegal action | |
Where do complaints against Advance Bureau of Collections come from?
Advance Bureau of Collections's own per-state count, not a national baseline.
Top states by complaints against Advance Bureau of Collections
Across 5 states with at least one filing
- Georgia
Georgia
82 complaints
- Florida 8
Florida
8 complaints
- Louisiana 2
Louisiana
2 complaints
- Alabama 1
Alabama
1 complaints
- Minnesota 1
Minnesota
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Advance Bureau of Collections: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 95.
Know your rights before responding to Advance Bureau of Collections: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |