State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 21

Sorted by most complaints

Snap Recovery, Inc.

D
1 total complaints ↑ rising

Sortis Financial, Inc.

C
1 total complaints ↓ falling

Southern Credit Adjusters, Inc.

B
1 total complaints ↓ falling

Southern Service Systems, Inc.

B
1 total complaints ↓ falling

Southwest Mediation Service

D
1 total complaints ↓ falling

Southwestern Investors Group, LLC

D
1 total complaints ↓ falling

Sparrow Financial, Inc.

D
1 total complaints ↑ rising

Specified Credit Association, Inc.

C
1 total complaints ↓ falling

Statebridge Company

C
1 total complaints ↓ falling

States Recovery Systems, Inc.

D
1 total complaints → stable

Stephen L. Bruce, P.C.

C
1 total complaints → stable

Stephens and Michaels Associates, Inc.

C
1 total complaints ↓ falling

Sterling & Associates, LLC

F
1 total complaints ↓ falling

Stillman, P.C. d.b.a. Stillman Law Office

D
1 total complaints → stable

Stuart-Lippman and Associates, Inc

D
1 total complaints ↓ falling

Summit Consumer Group

F
1 total complaints ↓ falling

Sunset Solutions Group, LLC

F
1 total complaints ↓ falling

Tidewater Finance Company, Inc.

C
1 total complaints ↓ falling

Tate and Kirlin Assoc

D
1 total complaints ↓ falling

Terrill Outsourcing Group

C
1 total complaints ↓ falling

Tesla, Inc.

D
1 total complaints ↑ rising

The CFM Group

F
1 total complaints ↓ falling

The Cherrington Firm PLLC

F
1 total complaints ↓ falling

The Law Offices of Frederic I. Weinberg & Associates, P.C.

C
1 total complaints ↓ falling

The Law Offices of Jennifer McCoy, PC

D
1 total complaints → stable

The Law Offices of Kenosian & Miele, LLP

F
1 total complaints → stable

The Leviton Law Firm, Ltd.

D
1 total complaints ↓ falling

The Sayer Law Group, P.C.

C
1 total complaints ↓ falling

Total Card, Inc.

D
1 total complaints ↓ falling

Total Customer Service, Inc.

B
1 total complaints ↓ falling

Tower Loan of Mississippi, Inc.

C
1 total complaints → stable

TriVerity, Inc.

D
1 total complaints → stable

Troy Capital, LLC

C
1 total complaints → stable

Trust Financial LLC

D
1 total complaints → stable

Umpqua Holdings Corporation

B
1 total complaints ↓ falling

United Guaranty Corporation

D
1 total complaints ↓ falling

USCB Corporation

D
1 total complaints ↑ rising

Unique Management Services, Inc

C
1 total complaints ↓ falling

United Consumers Inc

C
1 total complaints ↓ falling

United Debt Holdings, LLC

D
1 total complaints ↓ falling

United Recovery Worldwide LLC

D
1 total complaints ↓ falling

United We Collect, Inc.

C
1 total complaints ↓ falling

Universal Fidelity LP

D
1 total complaints ↓ falling

Valley Credit Services, Inc. (WI)

F
1 total complaints ↓ falling

VW Credit

C
1 total complaints ↑ rising

Vengroff Williams, Inc

D
1 total complaints ↓ falling

VeriCore, LLC

C
1 total complaints ↓ falling

Webster Bank, National Association

B
1 total complaints ↑ rising

Weber & Associates, Inc.

F
1 total complaints ↓ falling

West Central Texas Collection Bureau

C
1 total complaints ↓ falling

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.