What is the most common complaint against Trust Financial LLC?

The most common issue consumers report about Trust Financial LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 45 complaints filed with the CFPB.

Are complaints against Trust Financial LLC increasing or decreasing?

Complaints against Trust Financial LLC have been stable. The company received 9 complaints in the last 12 months.

What is Trust Financial LLC's reputation grade?

Trust Financial LLC has a reputation grade of D (score: 55.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Trust Financial LLC respond to consumer complaints?

Trust Financial LLC has a 80% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Trust Financial LLC operate?

Trust Financial LLC has received CFPB complaints from consumers in 11 states, with the most complaints from Wyoming (18 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Trust Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

13
Written notification about debt

8
Took or threatened to take negative or legal action

7
False statements or representation

5
Communication tactics

3
Threatened to contact someone or share information improperly

3

Data updated September 2026

CFPB complaint disposition

CCDB record trust-financial-llc Trust Financial LLC

Grade D · 45 CFPB filings · 80% timely · lead issue: Attempts to collect debt not owed · vol #1275 · compose #3262

VOL 45
GRADE D
12MO 9
STATES 11
TIMELY 80%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #1,275
COMPOSE #3,262

Volume peers

Nearest volume peer: Account Brokers Inc. (45 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Trust Financial LLC's 45 CFPB complaints sit next to Account Brokers Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Trust Financial LLC's CFPB filings land in Wyoming

High volume does not equal a clean composite: Trust Financial LLC is volume #1,275 but composite #3,262, while Wyoming dominates the geography. Corpus placement method.

Dominant state: Wyoming 40.0%; 18 of 45 filings · 11 states touched
Seasonal peak: 2025-06 9.8%; 8–15% band · 5 filings
Divergent corpus ranks: #1,275 volume; #3,262 composite; Cleanest-composite ladder is 1,987 places worse than volume

How does Trust Financial LLC compare to its peers?

How does Trust Financial LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Trust Financial LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

80%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-11 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
Written notification about debt	8
Took or threatened to take negative or legal action	7
False statements or representation	5
Communication tactics	3
Threatened to contact someone or share information improperly	3
Taking/threatening an illegal action	3
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Improper contact or sharing of info	1

Where do complaints against Trust Financial LLC come from?

Trust Financial LLC's own per-state count, not a national baseline.

Wyoming

18
Idaho

15
Montana

3
California

1
Colorado

1
Florida

1
Minnesota

1
Nevada

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Trust Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 45.

4 peers

Know your rights before responding to Trust Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.