What is the most common complaint against United Guaranty Corporation?

The most common issue consumers report about United Guaranty Corporation is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 19 complaints filed with the CFPB.

Are complaints against United Guaranty Corporation increasing or decreasing?

Complaints against United Guaranty Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is United Guaranty Corporation's reputation grade?

United Guaranty Corporation has a reputation grade of D (score: 55.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Guaranty Corporation respond to consumer complaints?

United Guaranty Corporation has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does United Guaranty Corporation operate?

United Guaranty Corporation has received CFPB complaints from consumers in 11 states, with the most complaints from Florida (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Guaranty Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

6
Taking/threatening an illegal action

3
Attempts to collect debt not owed

2
Written notification about debt

2
Communication tactics

2
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record united-guaranty-corporation United Guaranty Corporation

Grade D · 19 CFPB filings · 95% timely · lead issue: Cont'd attempts collect debt not owed · vol #1958 · compose #3206

VOL 19
GRADE D
12MO 0
STATES 11
TIMELY 95%
DISPUTE 50%
ISSUE Cont'd attempts collect de…
RANK #1,958
COMPOSE #3,206

Volume peers

Nearest volume peer: Account Liquidation Services Inc. (19 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Guaranty Corporation's 19 CFPB complaints sit next to Account Liquidation Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

36.8% of United Guaranty Corporation's CFPB filings land in Florida

High volume does not equal a clean composite: United Guaranty Corporation is volume #1,958 but composite #3,206, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 36.8%; 7 of 19 filings · 11 states touched
Seasonal peak: 2025-11 9.7%; 8–15% band · 3 filings
Divergent corpus ranks: #1,958 volume; #3,206 composite; Cleanest-composite ladder is 1,248 places worse than volume

How does United Guaranty Corporation compare to its peers?

How does UNITED GUARANTY CORPORATION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

UNITED GUARANTY CORPOR… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

100%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-11 2026-01

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	6
Taking/threatening an illegal action	3
Attempts to collect debt not owed	2
Written notification about debt	2
Communication tactics	2
Disclosure verification of debt	2
False statements or representation	1
Improper contact or sharing of info	1

Where do complaints against United Guaranty Corporation come from?

United Guaranty Corporation's own per-state count, not a national baseline.

Florida

7
California

2
Texas

2
Colorado

1
District of Columbia

1
Maryland

1
Michigan

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Guaranty Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 19.

4 peers

Know your rights before responding to United Guaranty Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.