What is the most common complaint against Summit Consumer Group?

The most common issue consumers report about Summit Consumer Group is "Took or threatened to take negative or legal action", specifically "Threatened to sue on too old debt". This is based on 8 complaints filed with the CFPB.

Are complaints against Summit Consumer Group increasing or decreasing?

Complaints against Summit Consumer Group are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Summit Consumer Group's reputation grade?

Summit Consumer Group has a reputation grade of F (score: 40.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Summit Consumer Group respond to consumer complaints?

Summit Consumer Group has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Summit Consumer Group operate?

Summit Consumer Group has received CFPB complaints from consumers in 5 states, with the most complaints from North Carolina (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Summit Consumer Group - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2
Cont'd attempts collect debt not owed

2
Taking/threatening an illegal action

2
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record summit-consumer-group Summit Consumer Group

Grade F · 8 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #2755 · compose #4895

VOL 8
GRADE F
12MO 1
STATES 5
TIMELY 0%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #2,755
COMPOSE #4,895

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Summit Consumer Group's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

North Carolina is the plurality state for Summit Consumer Group (25.0%)

Volume rank #2,755 and composite rank #4,895 diverge by 2,140 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: North Carolina 25.0%; Mid-band (15–30%) · 5 states with ≥1 filing
Seasonal peak: 2017-05 9.1%; 8–15% band · 3 filings
Divergent corpus ranks: #2,755 volume; #4,895 composite; Cleanest-composite ladder is 2,140 places worse than volume

How does Summit Consumer Group compare to its peers?

How does Summit Consumer Group compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Summit Consumer Group National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-04 2024-11

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2
Cont'd attempts collect debt not owed	2
Taking/threatening an illegal action	2
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Summit Consumer Group come from?

Summit Consumer Group's own per-state count, not a national baseline.

North Carolina

2
Texas

2
Colorado

1
Massachusetts

1
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Summit Consumer Group: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Summit Consumer Group: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.