What is the most common complaint against Universal Fidelity LP?

The most common issue consumers report about Universal Fidelity LP is "Communication tactics", specifically "Frequent or repeated calls". This is based on 77 complaints filed with the CFPB.

Are complaints against Universal Fidelity LP increasing or decreasing?

Complaints against Universal Fidelity LP are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is Universal Fidelity LP's reputation grade?

Universal Fidelity LP has a reputation grade of D (score: 54.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Universal Fidelity LP respond to consumer complaints?

Universal Fidelity LP has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.

In how many states does Universal Fidelity LP operate?

Universal Fidelity LP has received CFPB complaints from consumers in 28 states, with the most complaints from New York (16 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Universal Fidelity LP - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

22
Cont'd attempts collect debt not owed

18
Attempts to collect debt not owed

12
Written notification about debt

7
Took or threatened to take negative or legal action

5
False statements or representation

5

Data updated September 2026

CFPB complaint disposition

CCDB record universal-fidelity-lp Universal Fidelity LP

Grade D · 77 CFPB filings · 96% timely · lead issue: Communication tactics · vol #953 · compose #3433

VOL 77
GRADE D
12MO 2
STATES 28
TIMELY 96%
DISPUTE 30%
ISSUE Communication tactics
RANK #953
COMPOSE #3,433

Volume peers

Nearest volume peer: Adelante, Inc (77 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Universal Fidelity LP's 77 CFPB complaints sit next to Adelante, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

New York is the plurality state for Universal Fidelity LP (20.8%)

Volume rank #953 and composite rank #3,433 diverge by 2,480 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: New York 20.8%; Mid-band (15–30%) · 28 states with ≥1 filing
Seasonal peak: 2021-01 14.6%; 8–15% band · 6 filings
Divergent corpus ranks: #953 volume; #3,433 composite; Cleanest-composite ladder is 2,480 places worse than volume

How does Universal Fidelity LP compare to its peers?

How does Universal Fidelity LP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Universal Fidelity LP National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

100%

91%

Consumer-dispute ratelower is better

30%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-12 2024-01

Issue Detail Breakdown

Issue	Complaints
Communication tactics	22
Cont'd attempts collect debt not owed	18
Attempts to collect debt not owed	12
Written notification about debt	7
Took or threatened to take negative or legal action	5
False statements or representation	5
Improper contact or sharing of info	5
Disclosure verification of debt	3

Where do complaints against Universal Fidelity LP come from?

Universal Fidelity LP's own per-state count, not a national baseline.

New York

16
California

7
Florida

6
Illinois

5
Texas

5
Michigan

4
Arizona

3
North Carolina

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Universal Fidelity LP: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 77.

4 peers

Know your rights before responding to Universal Fidelity LP: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.