What is the most common complaint against United Consumers Inc?

The most common issue consumers report about United Consumers Inc is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 166 complaints filed with the CFPB.

Are complaints against United Consumers Inc increasing or decreasing?

Complaints against United Consumers Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is United Consumers Inc's reputation grade?

United Consumers Inc has a reputation grade of C (score: 59.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Consumers Inc respond to consumer complaints?

United Consumers Inc has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does United Consumers Inc operate?

United Consumers Inc has received CFPB complaints from consumers in 12 states, with the most complaints from Virginia (76 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Consumers Inc - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

53
Attempts to collect debt not owed

37
Written notification about debt

20
False statements or representation

18
Disclosure verification of debt

17
Communication tactics

15

Data updated September 2026

CFPB complaint disposition

CCDB record united-consumers-inc United Consumers Inc

Grade C · 166 CFPB filings · 99% timely · lead issue: Cont'd attempts collect debt not owed · vol #619 · compose #2526

VOL 166
GRADE C
12MO 0
STATES 12
TIMELY 99%
DISPUTE 8%
ISSUE Cont'd attempts collect de…
RANK #619
COMPOSE #2,526

Volume peers

Nearest volume peer: Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates (167 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Consumers Inc's 166 CFPB complaints sit next to Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

45.8% of United Consumers Inc's CFPB filings land in Virginia

High volume does not equal a clean composite: United Consumers Inc is volume #619 but composite #2,526, while Virginia dominates the geography. Corpus placement method.

Dominant state: Virginia 45.8%; 76 of 166 filings · 12 states touched
Spike month: 2021-10 15.4%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #619 volume; #2,526 composite; Cleanest-composite ladder is 1,907 places worse than volume

How does United Consumers Inc compare to its peers?

How does United Consumers Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Consumers Inc National average

Complaints (last 12 mo)lower is better

108

268

Timely-response ratehigher is better

99%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-10 2026-01

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	53
Attempts to collect debt not owed	37
Written notification about debt	20
False statements or representation	18
Disclosure verification of debt	17
Communication tactics	15
Improper contact or sharing of info	4
Took or threatened to take negative or legal action	2

Where do complaints against United Consumers Inc come from?

United Consumers Inc's own per-state count, not a national baseline.

Virginia

76
Maryland

55
District of Columbia

9
North Carolina

8
Florida

5
California

4
New York

2
Colorado

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Consumers Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 166.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.3975903614458%.

4 peers

Know your rights before responding to United Consumers Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.