What is the most common complaint against Stephen L. Bruce, P.C.?

The most common issue consumers report about Stephen L. Bruce, P.C. is "Took or threatened to take negative or legal action", specifically "Attempted to collect wrong amount". This is based on 34 complaints filed with the CFPB.

Are complaints against Stephen L. Bruce, P.C. increasing or decreasing?

Complaints against Stephen L. Bruce, P.C. have been stable. The company received 7 complaints in the last 12 months.

What is Stephen L. Bruce, P.C.'s reputation grade?

Stephen L. Bruce, P.C. has a reputation grade of C (score: 60.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Stephen L. Bruce, P.C. respond to consumer complaints?

Stephen L. Bruce, P.C. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Stephen L. Bruce, P.C. operate?

Stephen L. Bruce, P.C. has received CFPB complaints from consumers in 4 states, with the most complaints from Oklahoma (19 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Stephen L. Bruce, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

12
False statements or representation

9
Attempts to collect debt not owed

6
Written notification about debt

5
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record stephen-l-bruce-pc Stephen L. Bruce, P.C.

Grade C · 34 CFPB filings · 93% timely · lead issue: Took or threatened to take negative or legal action · vol #1456 · compose #2372

VOL 34
GRADE C
12MO 7
STATES 4
TIMELY 93%
DISPUTE 20%
ISSUE Took or threatened to take…
RANK #1,456
COMPOSE #2,372

Volume peers

Nearest volume peer: Alliance Group & Associates LLC (34 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Stephen L. Bruce, P.C.'s 34 CFPB complaints sit next to Alliance Group & Associates LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

55.9% of Stephen L. Bruce, P.C.'s CFPB filings land in Oklahoma

High volume does not equal a clean composite: Stephen L. Bruce, P.C. is volume #1,456 but composite #2,372, while Oklahoma dominates the geography. Corpus placement method.

Dominant state: Oklahoma 55.9%; 19 of 34 filings · 4 states touched
Spike month: 2025-04 15.4%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,456 volume; #2,372 composite; Cleanest-composite ladder is 916 places worse than volume

How does Stephen L. Bruce, P.C. compare to its peers?

How does Stephen L. Bruce, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Stephen L. Bruce, P.C. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

94%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-04 2025-07

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	12
False statements or representation	9
Attempts to collect debt not owed	6
Written notification about debt	5
Communication tactics	1
Cont'd attempts collect debt not owed	1

Where do complaints against Stephen L. Bruce, P.C. come from?

Stephen L. Bruce, P.C.'s own per-state count, not a national baseline.

Oklahoma

19
Louisiana

9
Arkansas

5
Colorado

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Stephen L. Bruce, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 34.

4 peers

Know your rights before responding to Stephen L. Bruce, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.