This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 34 complaints

Snap Recovery, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade D.

Complaints by issue type

What consumers report about Snap Recovery, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record snap-recovery-inc Snap Recovery, Inc.

Grade D · 34 CFPB filings · 94% timely · lead issue: Attempts to collect debt not owed

  • VOL 34
  • GRADE D
  • 12MO 14
  • STATES 17
  • TIMELY 94%
  • ISSUE Attempts to collect debt n…
  • RANK #1,455
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Alliance Group & Associates LLC (34 complaints)

Alliance Group & Associates LLCAlliance Group & Associates …34AmeriHome Mortgage Company, LLCAmeriHome Mortgage Company, …34Bridge IT, Inc.Bridge IT, Inc.34Cadillac Accounts Receivable ManagementCadillac Accounts Receivable…34Snap Recovery, Inc. (this)Snap Recovery, Inc. (this)34
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Snap Recovery, Inc.'s 34 CFPB complaints sit next to Alliance Group & Associates LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 34 complaints break down

Every complaint issue type on record for Snap Recovery, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.2/100
Snap Recovery, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
34
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
94%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Florida is the plurality state for Snap Recovery, Inc. (29.4%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Florida 29.4%
Mid-band (15–30%) · 17 states with ≥1 filing
Spike month
2025-06 33.3%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#1,455 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Snap Recovery, Inc. compare to its peers?

How does Snap Recovery, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Snap Recovery, Inc. National average
Complaints (last 12 mo)lower is better
14
25
268
Timely-response ratehigher is better
94%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Snap Recovery, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 5 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 80%85%90%95%100%105% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Snap Recovery, Inc. vs. 5 similar-volume peers, by response speed and dispute rate Stephen L. Bruce, P.C.Roach & Murtha, P.C.TRUSTMARK CORPORATIONLaw Office of J.A. CambeceGAMACHE & MYERS, PC
Source: CFPB Consumer Complaint Database

Snap Recovery, Inc.'s complaint volume in context

Snap Recovery, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

34 73rd percentile higher than 73% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). This entry sits in this band. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Snap Recovery, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2025-06 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
14
Took or threatened to take negative or legal action
5
Written notification about debt
4
False statements or representation
4
Electronic communications
3
Communication tactics
2
Threatened to contact someone or share information improperly
2

Where do complaints against Snap Recovery, Inc. come from?

Snap Recovery, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Snap Recovery, Inc.

Across 17 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Snap Recovery, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 34.

4 peers

Know your rights before responding to Snap Recovery, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.