What is the most common complaint against The Law Offices of Jennifer McCoy, PC?

The most common issue consumers report about The Law Offices of Jennifer McCoy, PC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 84 complaints filed with the CFPB.

Are complaints against The Law Offices of Jennifer McCoy, PC increasing or decreasing?

Complaints against The Law Offices of Jennifer McCoy, PC have been stable. The company received 21 complaints in the last 12 months.

What is The Law Offices of Jennifer McCoy, PC's reputation grade?

The Law Offices of Jennifer McCoy, PC has a reputation grade of D (score: 51.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does The Law Offices of Jennifer McCoy, PC respond to consumer complaints?

The Law Offices of Jennifer McCoy, PC has a 100% timely response rate to CFPB complaints.

In how many states does The Law Offices of Jennifer McCoy, PC operate?

The Law Offices of Jennifer McCoy, PC has received CFPB complaints from consumers in 15 states, with the most complaints from Tennessee (44 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

The Law Offices of Jennifer McCoy, PC - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

41
False statements or representation

18
Written notification about debt

12
Took or threatened to take negative or legal action

12
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record the-law-offices-of-jennifer-mccoy-pc The Law Offices of Jennifer McCoy, PC

Grade D · 84 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #912 · compose #4051

VOL 84
GRADE D
12MO 21
STATES 15
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #912
COMPOSE #4,051

Volume peers

Nearest volume peer: ACS Education Services (84 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

The Law Offices of Jennifer McCoy, PC's 84 CFPB complaints sit next to ACS Education Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

52.4% of The Law Offices of Jennifer McCoy, PC's CFPB filings land in Tennessee

High volume does not equal a clean composite: The Law Offices of Jennifer McCoy, PC is volume #912 but composite #4,051, while Tennessee dominates the geography. Corpus placement method.

Dominant state: Tennessee 52.4%; 44 of 84 filings · 15 states touched
Seasonal peak: 2025-08 10.3%; 8–15% band · 31 filings
Divergent corpus ranks: #912 volume; #4,051 composite; Cleanest-composite ladder is 3,139 places worse than volume

How does The Law Offices of Jennifer McCoy, PC compare to its peers?

How does The Law Offices of Jennifer McCoy, PC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

The Law Offices of Jen… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

94%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	41
False statements or representation	18
Written notification about debt	12
Took or threatened to take negative or legal action	12
Electronic communications	1

Where do complaints against The Law Offices of Jennifer McCoy, PC come from?

The Law Offices of Jennifer McCoy, PC's own per-state count, not a national baseline.

Tennessee

44
Georgia

11
Florida

9
Kentucky

4
Alabama

2
Arkansas

2
Indiana

2
New Hampshire

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for The Law Offices of Jennifer McCoy, PC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 84.

4 peers

Know your rights before responding to The Law Offices of Jennifer McCoy, PC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.