This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 84 complaints

The Law Offices of Jennifer McCoy, PC - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Complaints by issue type

What consumers report about The Law Offices of Jennifer McCoy, PC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record the-law-offices-of-jennifer-mccoy-pc The Law Offices of Jennifer McCoy, PC

Grade D · 84 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed

  • VOL 84
  • GRADE D
  • 12MO 21
  • STATES 15
  • TIMELY 100%
  • ISSUE Attempts to collect debt n…
  • RANK #912
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: ACS Education Services (84 complaints)

ACS Education ServicesACS Education Services84Alexander-Rose Assoc, Inc.Alexander-Rose Assoc, Inc.84Automotive Credit CorporationAutomotive Credit Corporation84Avant Credit CorporationAvant Credit Corporation84The Law Offices of Jennifer McCoy, PC (this)The Law Offices of Jennifer …84
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

The Law Offices of Jennifer McCoy, PC's 84 CFPB complaints sit next to ACS Education Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 84 complaints break down

Every complaint issue type on record for The Law Offices of Jennifer McCoy, PC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
51.0/100
The Law Offices of Jennifer McCoy, PC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
84
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

52.4% of The Law Offices of Jennifer McCoy, PC's CFPB filings land in Tennessee

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Tennessee 52.4%
44 of 84 filings · 15 states touched
Seasonal peak
2025-08 10.3%
8–15% band · 31 filings
Corpus ranks
#912 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does The Law Offices of Jennifer McCoy, PC compare to its peers?

How does The Law Offices of Jennifer McCoy, PC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
The Law Offices of Jennifer McCoy, PC National average
Complaints (last 12 mo)lower is better
21
7
268
Timely-response ratehigher is better
100%
94%
91%
Consumer-dispute ratelower is better
0%
17%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy The Law Offices of Jennifer McCoy, PC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 10%20%30%40%50% Timely response rate (%) Dispute rate (%) The Law Offices of Jennifer McCoy, PC vs. 9 similar-volume peers, by response speed and dispute rate Statebridge CompanySRA Associates, Inc.Rodenburg LLPMidstate Collection Solutions, Inc.Lustig, Glaser & Wilson, P.C.COLLECTION ASSOCIATES, LTD.CIG FINANCIAL LLCAvant Credit CorporationAUTOMOTIVE CREDIT CORPORATION
Source: CFPB Consumer Complaint Database

The Law Offices of Jennifer McCoy, PC's complaint volume in context

The Law Offices of Jennifer McCoy, PC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

84 Top 17% higher than 83% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). This entry sits in this band. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. The Law Offices of Jennifer McCoy, PC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
41
False statements or representation
18
Written notification about debt
12
Took or threatened to take negative or legal action
12
Electronic communications
1

Where do complaints against The Law Offices of Jennifer McCoy, PC come from?

The Law Offices of Jennifer McCoy, PC's own per-state count, not a national baseline.

Top states by complaints against The Law Offices of Jennifer McCoy, PC

Across 15 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for The Law Offices of Jennifer McCoy, PC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 84.

4 peers

Know your rights before responding to The Law Offices of Jennifer McCoy, PC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.