This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 108 complaints

Tidewater Finance Company, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade C.

Complaints by issue type

What consumers report about Tidewater Finance Company, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record tidewater-finance-company-inc Tidewater Finance Company, Inc.

Grade C · 108 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed

  • VOL 108
  • GRADE C
  • 12MO 14
  • STATES 27
  • TIMELY 98%
  • DISPUTE 10%
  • ISSUE Attempts to collect debt n…
  • RANK #791
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Global Recovery Group (108 complaints)

Global Recovery GroupGlobal Recovery Group108Mediation Recovery CenterMediation Recovery Center108Tormey Bewley CorporationTormey Bewley Corporation108Tidewater Finance Company, Inc. (this)Tidewater Finance Company, I…108McNeil & Meyers Asset Management Group, LLCMcNeil & Meyers Asset Manage…109
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tidewater Finance Company, Inc.'s 108 CFPB complaints sit next to Global Recovery Group on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 108 complaints break down

Every complaint issue type on record for Tidewater Finance Company, Inc., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
59.3/100
Tidewater Finance Company, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
108
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
98%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
10%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Georgia is the plurality state for Tidewater Finance Company, Inc. (16.7%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Georgia 16.7%
Mid-band (15–30%) · 27 states with ≥1 filing
Seasonal peak
2025-10 9.8%
8–15% band · 6 filings
Corpus ranks
#791 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Tidewater Finance Company, Inc. compare to its peers?

How does TIDEWATER FINANCE COMPANY, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
TIDEWATER FINANCE COMPANY, INC. National average
Complaints (last 12 mo)lower is better
14
38
268
Timely-response ratehigher is better
98%
98%
91%
Consumer-dispute ratelower is better
10%
5%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Tidewater Finance Company, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Tidewater Finance Company, Inc. vs. 8 similar-volume peers, by response speed and dispute rate Tidewater Finance Company, Inc.Mediation Recovery CenterTormey Bewley CorporationGlobal Recovery GroupCollection Service of NevadaUnited Accounts, Inc.Credit International CorporationThe Regional Adjustment Bureau, IncorporatedRevenue Enterprises, LLC
Source: CFPB Consumer Complaint Database

Tidewater Finance Company, Inc.'s complaint volume in context

Tidewater Finance Company, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

108 Top 15% higher than 85% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). This entry sits in this band. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Tidewater Finance Company, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-09 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
39
Written notification about debt
15
Took or threatened to take negative or legal action
15
Communication tactics
13
False statements or representation
10
Cont'd attempts collect debt not owed
7
Disclosure verification of debt
6
Threatened to contact someone or share information improperly
2
Improper contact or sharing of info
1

Where do complaints against Tidewater Finance Company, Inc. come from?

Tidewater Finance Company, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Tidewater Finance Company, Inc.

Across 27 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tidewater Finance Company, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 108.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.07692307692307%.

4 peers

Know your rights before responding to Tidewater Finance Company, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.