State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Medical Business Bureau

F
1 total complaints ↓ falling

Medical Debt Management

D
1 total complaints ↓ falling

Merchants Credit Bureau, Inc.

D
1 total complaints → stable

Mid-Atlantic Finance Co., Inc.

D
1 total complaints ↑ rising

Mid-Michigan Collection Bureau

D
1 total complaints ↓ falling

Midstate Collection Solutions, Inc.

D
1 total complaints ↓ falling

Midway Resolution Services LLC

F
1 total complaints ↓ falling

Midwest Fidelity Services, LLC

C
1 total complaints ↑ rising

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

MiraMed Revenue Group LLC

C
1 total complaints ↓ falling

Moneytree Inc

A
1 total complaints ↓ falling

Mortgage Research Center, LLC

B
1 total complaints ↓ falling

Mountain Land Collections, Inc.

C
1 total complaints → stable

Mutual Management Services LLC

F
1 total complaints → stable

Ncsplus Incorporated

C
1 total complaints ↓ falling

Northway Broker Ltd.

B
1 total complaints ↓ falling

NPG Associates, Inc.

D
1 total complaints ↑ rising

National Account Services Group, LLC.

D
1 total complaints ↓ falling

National Account Systems of Madison, Inc

D
1 total complaints ↑ rising

National Credit Services, Inc.

C
1 total complaints ↓ falling

Nations Recovery Center

D
1 total complaints ↓ falling

Nationwide Credit & Collection, Inc.

D
1 total complaints → stable

Nationwide Financial Group

D
1 total complaints ↓ falling

Nelson Cruz & Associates LLC

F
1 total complaints ↑ rising

New Era Asset Management, LLC

B
1 total complaints ↓ falling

New Hampshire Northeast Credit Services, Inc.

C
1 total complaints ↓ falling

Niagara Credit Recovery

F
1 total complaints ↓ falling

Niagara Restitution Service Inc

C
1 total complaints ↓ falling

Northeast Receivables Management, LLC

C
1 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
1 total complaints ↓ falling

Northwest Collectors Inc.

D
1 total complaints ↓ falling

Obligo Inc.

B
1 total complaints ↑ rising

Old Republic National Title Holding Co.

A
1 total complaints → stable

Oracle Financial Group LLC.

D
1 total complaints ↓ falling

Orion Portfolio Services, LLC

C
1 total complaints ↓ falling

Oxford Law, LLC

C
1 total complaints ↓ falling

Paramount Residential Mortgage Group

B
1 total complaints ↑ rising

Pennymac Loan Services, LLC.

D
1 total complaints ↑ rising

Pentagon Federal Credit Union

D
1 total complaints ↑ rising

Perdue Brandon Fielder Collins & Mott LLP

F
1 total complaints → stable

Planet Home Lending, LLC

C
1 total complaints ↑ rising

PMT Solutions, LLC.

F
1 total complaints ↓ falling

Popular Bank

B
1 total complaints ↓ falling

Pacific Collections

F
1 total complaints ↓ falling

Palm Beach Credit Adjustors, Inc

F
1 total complaints ↓ falling

Partners for Payment Relief

C
1 total complaints → stable

Patenaude & Felix A Professional Corporation

D
1 total complaints ↓ falling

PatientFi, Inc.

D
1 total complaints ↑ rising

Pavilion Payments US BuyerCo, LLC

D
1 total complaints ↓ falling

Perpay, Inc.

D
1 total complaints ↑ rising

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.