What is the most common complaint against Mid-Michigan Collection Bureau?

The most common issue consumers report about Mid-Michigan Collection Bureau is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 33 complaints filed with the CFPB.

Are complaints against Mid-Michigan Collection Bureau increasing or decreasing?

Complaints against Mid-Michigan Collection Bureau are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Mid-Michigan Collection Bureau's reputation grade?

Mid-Michigan Collection Bureau has a reputation grade of D (score: 52.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mid-Michigan Collection Bureau respond to consumer complaints?

Mid-Michigan Collection Bureau has a 82% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.

In how many states does Mid-Michigan Collection Bureau operate?

Mid-Michigan Collection Bureau has received CFPB complaints from consumers in 5 states, with the most complaints from Michigan (28 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mid-Michigan Collection Bureau - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade D.

Compiled by PlainCollector

Disclosure verification of debt

12
Cont'd attempts collect debt not owed

6
Written notification about debt

5
Attempts to collect debt not owed

3
Communication tactics

2
Improper contact or sharing of info

2

Data updated September 2026

CFPB complaint disposition

CCDB record mid-michigan-collection-bureau Mid-Michigan Collection Bureau

Grade D · 33 CFPB filings · 82% timely · lead issue: Disclosure verification of debt · vol #1476 · compose #3742

VOL 33
GRADE D
12MO 0
STATES 5
TIMELY 82%
DISPUTE 30%
ISSUE Disclosure verification of…
RANK #1,476
COMPOSE #3,742

Volume peers

Nearest volume peer: Account Recovery Services, Inc. (33 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mid-Michigan Collection Bureau's 33 CFPB complaints sit next to Account Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

84.8% of Mid-Michigan Collection Bureau's CFPB filings land in Michigan

High volume does not equal a clean composite: Mid-Michigan Collection Bureau is volume #1,476 but composite #3,742, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 84.8%; 28 of 33 filings · 5 states touched
Spike month: 2023-05 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,476 volume; #3,742 composite; Cleanest-composite ladder is 2,266 places worse than volume

How does Mid-Michigan Collection Bureau compare to its peers?

How does Mid-Michigan Collection Bureau compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Mid-Michigan Collectio… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

82%

75%

91%

Consumer-dispute ratelower is better

30%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-05 2025-10

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	12
Cont'd attempts collect debt not owed	6
Written notification about debt	5
Attempts to collect debt not owed	3
Communication tactics	2
Improper contact or sharing of info	2
Took or threatened to take negative or legal action	1
False statements or representation	1
Taking/threatening an illegal action	1

Where do complaints against Mid-Michigan Collection Bureau come from?

Mid-Michigan Collection Bureau's own per-state count, not a national baseline.

Michigan

28
Florida

2
Colorado

1
Louisiana

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mid-Michigan Collection Bureau: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 33.

4 peers

Know your rights before responding to Mid-Michigan Collection Bureau: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.