What is the most common complaint against Palm Beach Credit Adjustors, Inc?

The most common issue consumers report about Palm Beach Credit Adjustors, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 215 complaints filed with the CFPB.

Are complaints against Palm Beach Credit Adjustors, Inc increasing or decreasing?

Complaints against Palm Beach Credit Adjustors, Inc are falling. The company received 32 complaints in the last 12 months, showing improvement over prior periods.

What is Palm Beach Credit Adjustors, Inc's reputation grade?

Palm Beach Credit Adjustors, Inc has a reputation grade of F (score: 45.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Palm Beach Credit Adjustors, Inc respond to consumer complaints?

Palm Beach Credit Adjustors, Inc has a 84% timely response rate to CFPB complaints. Consumers disputed the company's response in 36% of cases.

In how many states does Palm Beach Credit Adjustors, Inc operate?

Palm Beach Credit Adjustors, Inc has received CFPB complaints from consumers in 14 states, with the most complaints from Florida (195 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Palm Beach Credit Adjustors, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 14 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

87
Written notification about debt

45
Cont'd attempts collect debt not owed

24
False statements or representation

18
Disclosure verification of debt

18
Communication tactics

10

Data updated September 2026

CFPB complaint disposition

CCDB record palm-beach-credit-adjustors-inc Palm Beach Credit Adjustors, Inc

Grade F · 215 CFPB filings · 84% timely · lead issue: Attempts to collect debt not owed · vol #498 · compose #4559

VOL 215
GRADE F
12MO 32
STATES 14
TIMELY 84%
DISPUTE 36%
ISSUE Attempts to collect debt n…
RANK #498
COMPOSE #4,559

Volume peers

Nearest volume peer: Financial Assistance Inc (215 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Palm Beach Credit Adjustors, Inc's 215 CFPB complaints sit next to Financial Assistance Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

90.7% of Palm Beach Credit Adjustors, Inc's CFPB filings land in Florida

High volume does not equal a clean composite: Palm Beach Credit Adjustors, Inc is volume #498 but composite #4,559, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 90.7%; 195 of 215 filings · 14 states touched
Spike month: 2026-02 17.0%; 9 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #498 volume; #4,559 composite; Cleanest-composite ladder is 4,061 places worse than volume

How does Palm Beach Credit Adjustors, Inc compare to its peers?

How does Palm Beach Credit Adjustors, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Palm Beach Credit Adju… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

84%

97%

91%

Consumer-dispute ratelower is better

36%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-06 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	87
Written notification about debt	45
Cont'd attempts collect debt not owed	24
False statements or representation	18
Disclosure verification of debt	18
Communication tactics	10
Took or threatened to take negative or legal action	8
Improper contact or sharing of info	4
Taking/threatening an illegal action	1

Where do complaints against Palm Beach Credit Adjustors, Inc come from?

Palm Beach Credit Adjustors, Inc's own per-state count, not a national baseline.

Florida

195
Arkansas

4
Georgia

3
Alabama

1
California

1
Colorado

1
Delaware

1
Kentucky

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Palm Beach Credit Adjustors, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 215.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 84.28571428571429%.

4 peers

Know your rights before responding to Palm Beach Credit Adjustors, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.