What is the most common complaint against Midstate Collection Solutions, Inc.?

The most common issue consumers report about Midstate Collection Solutions, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 84 complaints filed with the CFPB.

Are complaints against Midstate Collection Solutions, Inc. increasing or decreasing?

Complaints against Midstate Collection Solutions, Inc. are falling. The company received 8 complaints in the last 12 months, showing improvement over prior periods.

What is Midstate Collection Solutions, Inc.'s reputation grade?

Midstate Collection Solutions, Inc. has a reputation grade of D (score: 49.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Midstate Collection Solutions, Inc. respond to consumer complaints?

Midstate Collection Solutions, Inc. has a 83% timely response rate to CFPB complaints. Consumers disputed the company's response in 32% of cases.

In how many states does Midstate Collection Solutions, Inc. operate?

Midstate Collection Solutions, Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from Illinois (72 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Midstate Collection Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

34
Written notification about debt

16
Cont'd attempts collect debt not owed

14
False statements or representation

12
Disclosure verification of debt

3
Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record midstate-collection-solutions-inc Midstate Collection Solutions, Inc.

Grade D · 84 CFPB filings · 83% timely · lead issue: Attempts to collect debt not owed · vol #908 · compose #4223

VOL 84
GRADE D
12MO 8
STATES 10
TIMELY 83%
DISPUTE 32%
ISSUE Attempts to collect debt n…
RANK #908
COMPOSE #4,223

Volume peers

Nearest volume peer: ACS Education Services (84 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Midstate Collection Solutions, Inc.'s 84 CFPB complaints sit next to ACS Education Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

85.7% of Midstate Collection Solutions, Inc.'s CFPB filings land in Illinois

High volume does not equal a clean composite: Midstate Collection Solutions, Inc. is volume #908 but composite #4,223, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 85.7%; 72 of 84 filings · 10 states touched
Seasonal peak: 2016-07 12.5%; 8–15% band · 1 filings
Divergent corpus ranks: #908 volume; #4,223 composite; Cleanest-composite ladder is 3,315 places worse than volume

How does Midstate Collection Solutions, Inc. compare to its peers?

How does Midstate Collection Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Midstate Collection So… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

83%

94%

91%

Consumer-dispute ratelower is better

32%

29%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-07 2024-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	34
Written notification about debt	16
Cont'd attempts collect debt not owed	14
False statements or representation	12
Disclosure verification of debt	3
Took or threatened to take negative or legal action	2
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1
Electronic communications	1

Where do complaints against Midstate Collection Solutions, Inc. come from?

Midstate Collection Solutions, Inc.'s own per-state count, not a national baseline.

Illinois

72
Florida

3
Texas

2
Colorado

1
Georgia

1
Indiana

1
Missouri

1
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Midstate Collection Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 84.

4 peers

Know your rights before responding to Midstate Collection Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.