What is the most common complaint against National Credit Services, Inc.?

The most common issue consumers report about National Credit Services, Inc. is "Written notification about debt", specifically "Attempted to collect wrong amount". This is based on 62 complaints filed with the CFPB.

Are complaints against National Credit Services, Inc. increasing or decreasing?

Complaints against National Credit Services, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is National Credit Services, Inc.'s reputation grade?

National Credit Services, Inc. has a reputation grade of C (score: 59.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Credit Services, Inc. respond to consumer complaints?

National Credit Services, Inc. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does National Credit Services, Inc. operate?

National Credit Services, Inc. has received CFPB complaints from consumers in 24 states, with the most complaints from Washington (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

National Credit Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 24 states, reputation grade C.

Compiled by PlainCollector

Written notification about debt

15
False statements or representation

11
Communication tactics

10
Took or threatened to take negative or legal action

6
Cont'd attempts collect debt not owed

6
Attempts to collect debt not owed

5

Data updated September 2026

CFPB complaint disposition

CCDB record national-credit-services-inc National Credit Services, Inc.

Grade C · 62 CFPB filings · 98% timely · lead issue: Written notification about debt · vol #1069 · compose #2460

VOL 62
GRADE C
12MO 0
STATES 24
TIMELY 98%
DISPUTE 17%
ISSUE Written notification about…
RANK #1,069
COMPOSE #2,460

Volume peers

Nearest volume peer: Action Revenue Recovery, LLC (62 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

National Credit Services, Inc.'s 62 CFPB complaints sit next to Action Revenue Recovery, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Washington is the plurality state for National Credit Services, Inc. (17.7%)

Volume rank #1,069 and composite rank #2,460 diverge by 1,391 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Washington 17.7%; Mid-band (15–30%) · 24 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2018-09 at 6.5% (2 filings)
Divergent corpus ranks: #1,069 volume; #2,460 composite; Cleanest-composite ladder is 1,391 places worse than volume

How does National Credit Services, Inc. compare to its peers?

How does National Credit Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

National Credit Servic… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

85%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-03 2025-11

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	15
False statements or representation	11
Communication tactics	10
Took or threatened to take negative or legal action	6
Cont'd attempts collect debt not owed	6
Attempts to collect debt not owed	5
Disclosure verification of debt	5
Threatened to contact someone or share information improperly	3
Improper contact or sharing of info	1

Where do complaints against National Credit Services, Inc. come from?

National Credit Services, Inc.'s own per-state count, not a national baseline.

Washington

11
New York

9
North Carolina

5
Texas

5
California

3
Arizona

2
Arkansas

2
Florida

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for National Credit Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 62.

4 peers

Know your rights before responding to National Credit Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.