State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0.1% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

Riverwalk Financial Corporation

F
7 total complaints ↓ falling

Solar Mosaic LLC

F
7 total complaints ↑ rising

Stanislaus Credit Control Service, Inc.

C
7 total complaints ↓ falling

Torres Credit Services, Inc.

C
7 total complaints → stable

Webcollex, LLC

D
7 total complaints ↓ falling

Wilber and Associates, P.C.

D
7 total complaints → stable

World Acceptance Corporation

D
7 total complaints ↑ rising

Zions Bancorporation

C
7 total complaints ↓ falling

ATG Credit, LLC

D
6 total complaints ↓ falling

Alliant Capital Management LLC

D
6 total complaints → stable

Aqua Finance, Inc.

D
6 total complaints ↑ rising

Aspen National Financial, Inc.

D
6 total complaints ↓ falling

Asset Management Outsourcing, Inc.

D
6 total complaints ↓ falling

Asset Recovery Bureau LLC

D
6 total complaints ↑ rising

Avant Holding Company, Inc.

F
6 total complaints ↑ rising

CJA Auto Sales, Inc.

D
6 total complaints ↑ rising

CNG Holdings Inc

C
6 total complaints ↓ falling

Cawley & Bergmann, LLP

D
6 total complaints ↓ falling

Ceannate

C
6 total complaints ↓ falling

Critical Resolution Mediation LLC

F
6 total complaints ↓ falling

Eastpoint Recovery Group, Inc

D
6 total complaints ↓ falling

FEDChex Recovery, LLC

F
6 total complaints ↑ rising

Freedom Financial Network

F
6 total complaints ↑ rising

Financial Recovery Services, Inc.

D
6 total complaints ↓ falling

Glass Mountain Capital, LLC

D
6 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
6 total complaints ↑ rising

LD Holdings Group, LLC

B
6 total complaints → stable

LoanCare, LLC

C
6 total complaints ↑ rising

Marauder Corporation

F
6 total complaints ↑ rising

Marlette Funding, LLC

D
6 total complaints ↑ rising

Maury Cobb, Attorney at Law, LLC

C
6 total complaints ↓ falling

Merchants' Credit Guide Company

D
6 total complaints ↓ falling

Preferred Credit Inc

C
6 total complaints ↑ rising

Platinum Holdings Group, LLC

F
6 total complaints ↓ falling

Possible Financial Inc

F
6 total complaints ↑ rising

Prosper Marketplace, Inc.

C
6 total complaints → stable

Rausch, Sturm, Israel, Enerson & Hornik, LLP

D
6 total complaints ↓ falling

Revco Management, LLC

F
6 total complaints ↑ rising

SG and Associates

F
6 total complaints ↑ rising

Seattle Service Bureau, Inc

D
6 total complaints → stable

Sentry Recovery and Collections, Inc.

D
6 total complaints ↑ rising

Total Card, Inc.

D
6 total complaints ↓ falling

Virtuoso Sourcing Group, LLC.

F
6 total complaints ↓ falling

Veros Credit, LLC

C
6 total complaints ↑ rising

First Technology Federal Credit Union

D
6 total complaints ↑ rising

AA Recovery Solutions, Inc.

F
5 total complaints ↓ falling

Alpat Company Inc

B
5 total complaints ↓ falling

AR Resources, Inc.

D
5 total complaints ↓ falling

Account Discovery Systems, LLC

C
5 total complaints ↓ falling

Accurate Financial Services

B
5 total complaints ↑ rising

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.