State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0.1% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Alpha Recovery Corp

D
5 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
5 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
5 total complaints ↓ falling

Ascendium Education Group

F
5 total complaints ↓ falling

Bull City Financial Solutions, Inc

D
5 total complaints ↑ rising

CIG Financial LLC

D
5 total complaints ↑ rising

Commercial Recovery Systems

F
5 total complaints ↓ falling

Community Health Investment Company, LLC.

D
5 total complaints ↓ falling

Constar Financial Services, LLC

D
5 total complaints ↓ falling

Delta Management Associates, Inc.

D
5 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
5 total complaints ↓ falling

Express Recovery Services, Inc.

D
5 total complaints → stable

Firstbank

B
5 total complaints ↓ falling

FMA Alliance, Ltd.

C
5 total complaints → stable

FMS Inc.

C
5 total complaints ↓ falling

Fidelity National Information Services, Inc. (FNIS)

D
5 total complaints ↓ falling

First Federal Credit Control, Inc.

D
5 total complaints ↓ falling

Global Resolution Group, LLC

D
5 total complaints ↓ falling

Hatfield Portfolio Group LLC.

D
5 total complaints ↓ falling

Hughes Finance

F
5 total complaints ↑ rising

InDebted Corporation

F
5 total complaints ↑ rising

Integrated Recovery Services

F
5 total complaints ↓ falling

J.S Resolution Group, Inc.

D
5 total complaints ↓ falling

JTM Capital Management, LLC

F
5 total complaints ↓ falling

Keycorp

D
5 total complaints ↓ falling

Keynote Consulting, Inc.

D
5 total complaints → stable

Kinum, Inc., Indianapolis, IN Branch

D
5 total complaints ↑ rising

LDF Holdings, LLC

C
5 total complaints ↓ falling

Larry H. Miller Group of Companies

B
5 total complaints ↑ rising

Law Office of Joe Pezzuto, LLC

C
5 total complaints ↓ falling

M.A.R.S., Inc.

D
5 total complaints → stable

Mechanics Bank

D
5 total complaints ↑ rising

Media Collections, Inc

C
5 total complaints → stable

Mercury Financial Intermediate LLC

D
5 total complaints ↑ rising

Meridian ARG Inc.

F
5 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
5 total complaints ↓ falling

NAM National Arbitration and Mediation

F
5 total complaints ↓ falling

National Arbitration Forum

F
5 total complaints ↓ falling

Nations Recovery Center

D
5 total complaints ↓ falling

Nevada Credico, Inc.

D
5 total complaints ↓ falling

Oliphant United, Inc.

F
5 total complaints ↑ rising

Phillips & Cohen Associates, Ltd.

D
5 total complaints → stable

Premier Account Management

D
5 total complaints ↑ rising

R.A.Rogers, Inc.

C
5 total complaints ↓ falling

Regions Financial Corporation

D
5 total complaints ↑ rising

RJM Acquisition LLC

C
5 total complaints ↓ falling

Scott Fetzer Financial Group Inc.

C
5 total complaints ↑ rising

SinglePoint GI

F
5 total complaints ↑ rising

Smith, Cohen & Rosenberg LLC

F
5 total complaints ↓ falling

Solidus Group LLC.

F
5 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.