State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0.1% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Capital Management Services, LP

D
9 total complaints ↓ falling

Climb Credit Inc.

D
9 total complaints ↑ rising

D&A Services, LLC

D
9 total complaints ↓ falling

First Data Corporation

D
9 total complaints ↓ falling

Helvey & Associates, Inc., Warsaw, IN Branch

D
9 total complaints → stable

Linebarger Goggan Blair & Sampson LLP

D
9 total complaints ↓ falling

North Shore Agency, LLC

C
9 total complaints ↓ falling

Pennymac Loan Services, LLC.

D
9 total complaints ↑ rising

Pendrick Capital Partners

F
9 total complaints ↓ falling

Sentry Credit, Inc.

D
9 total complaints ↓ falling

Tate and Kirlin Assoc

D
9 total complaints ↓ falling

VW Credit

C
9 total complaints ↑ rising

Alliant Credit Union

D
8 total complaints ↑ rising

BMW Financial Services NA, LLC

D
8 total complaints ↑ rising

Brian McCaffrey, Attorney At Law

F
8 total complaints ↑ rising

Carpenter, Hazlewood, Delgado & Bolen, PLC

A
8 total complaints ↓ falling

Concord Servicing Corporation

C
8 total complaints ↑ rising

Credit Card Receivables Fund Incorporated

D
8 total complaints ↓ falling

Diverse Funding Associates LLC

D
8 total complaints ↑ rising

Duvera Billing Services, LLC

D
8 total complaints ↓ falling

Hillcrest Davidson & Associates

D
8 total complaints ↓ falling

Lobel Financial Corporation

C
8 total complaints ↑ rising

Mountain Run Solutions, LLC

F
8 total complaints ↓ falling

Mr. Cooper Group Inc.

F
8 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
8 total complaints ↓ falling

Professional Collection Service, Inc

B
8 total complaints ↓ falling

Perfection Collection

D
8 total complaints ↓ falling

Presto Loan Center, LLC

B
8 total complaints ↑ rising

Professional Finance Company, Inc.

D
8 total complaints ↓ falling

Rozlin Financial Group, Inc.

C
8 total complaints ↑ rising

The Hallstrom Law Firm PLLC

C
8 total complaints ↓ falling

WLCC

C
8 total complaints → stable

Amigos Préstamos

B
7 total complaints ↑ rising

Automated Collection Services, Inc.

D
7 total complaints ↓ falling

Avid Acceptance, LLC

B
7 total complaints ↑ rising

Business Revenue Systems, Inc.

B
7 total complaints ↓ falling

CarMax, Inc.

C
7 total complaints ↑ rising

Collection Service of Nevada

D
7 total complaints → stable

Complete Credit Solutions, Inc.

D
7 total complaints → stable

Credit Bureau Collection Services, Inc.

C
7 total complaints ↓ falling

Credit Service International Corp

C
7 total complaints ↑ rising

Financial Business and Consumer Solutions.

D
7 total complaints ↓ falling

Global Credit & Collection Corporation

D
7 total complaints ↓ falling

KBR Inc DBA Rash Curtis & Associates

F
7 total complaints ↓ falling

Lending Club Corp

D
7 total complaints ↓ falling

LendingPoint Holdings LLC

F
7 total complaints ↑ rising

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
7 total complaints ↑ rising

Professional Debt Mediation, Inc.

F
7 total complaints → stable

Rfna, LP

C
7 total complaints ↑ rising

Rausch Sturm LLP

F
7 total complaints ↑ rising

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.