What is the most common complaint against First Technology Federal Credit Union?

The most common issue consumers report about First Technology Federal Credit Union is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 138 complaints filed with the CFPB.

Are complaints against First Technology Federal Credit Union increasing or decreasing?

Complaints against First Technology Federal Credit Union are rising. The company received 67 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is First Technology Federal Credit Union's reputation grade?

First Technology Federal Credit Union has a reputation grade of D (score: 49.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Technology Federal Credit Union respond to consumer complaints?

First Technology Federal Credit Union has a 99% timely response rate to CFPB complaints.

In how many states does First Technology Federal Credit Union operate?

First Technology Federal Credit Union has received CFPB complaints from consumers in 26 states, with the most complaints from Massachusetts (20 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Technology Federal Credit Union - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

64
Took or threatened to take negative or legal action

34
Written notification about debt

22
False statements or representation

13
Communication tactics

4
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record first-technology-federal-credit-union First Technology Federal Credit Union

Grade D · 138 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #692 · compose #4191

VOL 138
GRADE D
12MO 67
STATES 26
TIMELY 99%
ISSUE Attempts to collect debt n…
RANK #692
COMPOSE #4,191

Volume peers

Nearest volume peer: Med-1 Solutions, LLC (138 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Technology Federal Credit Union's 138 CFPB complaints sit next to Med-1 Solutions, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

First Technology Federal Credit Union spreads filings across 26 states - Massachusetts leads at only 14.5%

Despite a broad state map, First Technology Federal Credit Union still sits volume #692 against composite #4,191 - the two RankMaps diverge by 3,499 places. Corpus placement method.

Most-even geography: Lead state under 15%; Massachusetts still leads at 14.5% across 26 states
Seasonal peak: 2023-06 11.1%; 8–15% band · 4 filings
Divergent corpus ranks: #692 volume; #4,191 composite; Cleanest-composite ladder is 3,499 places worse than volume

How does First Technology Federal Credit Union compare to its peers?

How does FIRST TECHNOLOGY FEDERAL CREDIT UNION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FIRST TECHNOLOGY FEDER… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-12 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	64
Took or threatened to take negative or legal action	34
Written notification about debt	22
False statements or representation	13
Communication tactics	4
Threatened to contact someone or share information improperly	1

Where do complaints against First Technology Federal Credit Union come from?

First Technology Federal Credit Union's own per-state count, not a national baseline.

Massachusetts

20
California

19
Texas

16
Georgia

10
North Carolina

9
Florida

7
Illinois

7
New York

7

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Technology Federal Credit Union: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 138.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.551%.

4 peers

Know your rights before responding to First Technology Federal Credit Union: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.