State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0.1% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Bonneville Billing and Collections

D
11 total complaints ↑ rising

Brown Olcott, PLLC

F
11 total complaints ↓ falling

Coast Professional, Inc.

D
11 total complaints ↓ falling

Collection Bureau of the Hudson Valley, Inc.

D
11 total complaints ↓ falling

Fifth Third Financial Corporation

D
11 total complaints → stable

Focus Holding Company

D
11 total complaints ↓ falling

Gatestone & Co. International Inc.

D
11 total complaints ↓ falling

Grand Canyon Title, Agency, Inc.

F
11 total complaints ↑ rising

Harley Davidson Financial Services Inc

C
11 total complaints ↑ rising

Integrity Solution Services, Inc.

C
11 total complaints ↓ falling

J R Brothers Financial, Inc.(Closed)

C
11 total complaints ↓ falling

Jerold Kaplan Law Office, P.C.

B
11 total complaints ↓ falling

Kovo

D
11 total complaints ↑ rising

Midwest Recovery Systems

F
11 total complaints ↓ falling

PNC Bank N.A.

D
11 total complaints → stable

Persolve, LLC - Legal - Series 2

F
11 total complaints ↓ falling

Select Portfolio Servicing, Inc.

F
11 total complaints ↓ falling

SIMM Associates, Inc.

D
11 total complaints → stable

State Collection Service, Inc.

D
11 total complaints ↓ falling

Summit A*R, Inc.

D
11 total complaints ↑ rising

Sunbit, Inc.

F
11 total complaints ↑ rising

Viking Client Services

C
11 total complaints → stable

Zwicker & Associates

D
11 total complaints → stable

Lippman Recupero, LLC

11 total complaints → stable

Avante

D
10 total complaints ↓ falling

American Credit Acceptance, LLC

D
10 total complaints ↑ rising

Asset Recovery Solutions, LLC

D
10 total complaints ↓ falling

Associated Credit Services, Inc.

D
10 total complaints → stable

Brown and Joseph, Ltd

F
10 total complaints ↓ falling

Financial Credit Network Inc

D
10 total complaints ↓ falling

Franklin Collection Service, Inc.

D
10 total complaints ↓ falling

Hovg, LLC

F
10 total complaints ↓ falling

LTD Financial Services, L.P.

D
10 total complaints ↓ falling

Maximus Federal Services, Inc.

F
10 total complaints ↑ rising

MiraMed Revenue Group LLC

C
10 total complaints ↓ falling

Oliphant Financial, LLC

D
10 total complaints ↓ falling

Omega RMS, LLC

D
10 total complaints ↑ rising

P&B Capital Group, LLC

F
10 total complaints → stable

Performant Financial Corporation

D
10 total complaints ↓ falling

PlusFour, Inc

F
10 total complaints ↓ falling

Squaretwo Financial Corporation

D
10 total complaints ↓ falling

Torriere Holdings INC

C
10 total complaints ↑ rising

Trident Asset Management, L.L.C.

F
10 total complaints ↓ falling

eCon Credit LP

F
10 total complaints ↑ rising

America First Federal Credit Union

D
9 total complaints ↑ rising

American Honda Finance Corp

D
9 total complaints → stable

Automotive Credit Corporation

F
9 total complaints ↑ rising

Account Control Technology, Inc.

C
9 total complaints ↓ falling

American Coradius International LLC

D
9 total complaints ↓ falling

Cherry Technologies Inc.

F
9 total complaints ↑ rising

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.