What is the most common complaint against J R Brothers Financial, Inc.(Closed)?

The most common issue consumers report about J R Brothers Financial, Inc.(Closed) is "Communication tactics", specifically "Used obscene/profane/abusive language". This is based on 14 complaints filed with the CFPB.

Are complaints against J R Brothers Financial, Inc.(Closed) increasing or decreasing?

Complaints against J R Brothers Financial, Inc.(Closed) are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is J R Brothers Financial, Inc.(Closed)'s reputation grade?

J R Brothers Financial, Inc.(Closed) has a reputation grade of C (score: 59.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does J R Brothers Financial, Inc.(Closed) respond to consumer complaints?

J R Brothers Financial, Inc.(Closed) has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does J R Brothers Financial, Inc.(Closed) operate?

J R Brothers Financial, Inc.(Closed) has received CFPB complaints from consumers in 4 states, with the most complaints from Arizona (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

J R Brothers Financial, Inc.(Closed) - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

5
Cont'd attempts collect debt not owed

3
Disclosure verification of debt

3
Improper contact or sharing of info

2
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record j-r-brothers-financial-inc-closed J R Brothers Financial, Inc.(Closed)

Grade C · 14 CFPB filings · 79% timely · lead issue: Communication tactics · vol #2201 · compose #2489

VOL 14
GRADE C
12MO 0
STATES 4
TIMELY 79%
DISPUTE 21%
ISSUE Communication tactics
RANK #2,201
COMPOSE #2,489

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

J R Brothers Financial, Inc.(Closed)'s 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

78.6% of J R Brothers Financial, Inc.(Closed)'s CFPB filings land in Arizona

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Arizona 78.6%; 11 of 14 filings · 4 states touched
Seasonal peak: 2015-04 12.5%; 8–15% band · 2 filings
Corpus ranks: #2,201 volume; #2,489 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does J R Brothers Financial, Inc.(Closed) compare to its peers?

How does J R Brothers Financial, Inc.(Closed) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

J R Brothers Financial… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

79%

100%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-04 2025-06

Issue Detail Breakdown

Issue	Complaints
Communication tactics	5
Cont'd attempts collect debt not owed	3
Disclosure verification of debt	3
Improper contact or sharing of info	2
Taking/threatening an illegal action	1

Where do complaints against J R Brothers Financial, Inc.(Closed) come from?

J R Brothers Financial, Inc.(Closed)'s own per-state count, not a national baseline.

Arizona

11
California

1
Nevada

1
Utah

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for J R Brothers Financial, Inc.(Closed): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to J R Brothers Financial, Inc.(Closed): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.