What is the most common complaint against Persolve, LLC - Legal - Series 2?

The most common issue consumers report about Persolve, LLC - Legal - Series 2 is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 280 complaints filed with the CFPB.

Are complaints against Persolve, LLC - Legal - Series 2 increasing or decreasing?

Complaints against Persolve, LLC - Legal - Series 2 are falling. The company received 5 complaints in the last 12 months, showing improvement over prior periods.

What is Persolve, LLC - Legal - Series 2's reputation grade?

Persolve, LLC - Legal - Series 2 has a reputation grade of F (score: 45.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Persolve, LLC - Legal - Series 2 respond to consumer complaints?

Persolve, LLC - Legal - Series 2 has a 87% timely response rate to CFPB complaints. Consumers disputed the company's response in 37% of cases.

In how many states does Persolve, LLC - Legal - Series 2 operate?

Persolve, LLC - Legal - Series 2 has received CFPB complaints from consumers in 28 states, with the most complaints from California (79 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Persolve, LLC - Legal - Series 2 - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

104
Written notification about debt

61
False statements or representation

45
Took or threatened to take negative or legal action

34
Communication tactics

11
Cont'd attempts collect debt not owed

10

Data updated September 2026

CFPB complaint disposition

CCDB record persolve-llc-legal-series-2 Persolve, LLC - Legal - Series 2

Grade F · 280 CFPB filings · 87% timely · lead issue: Attempts to collect debt not owed · vol #420 · compose #4544

VOL 280
GRADE F
12MO 5
STATES 28
TIMELY 87%
DISPUTE 37%
ISSUE Attempts to collect debt n…
RANK #420
COMPOSE #4,544

Volume peers

Nearest volume peer: Credit Fresh Holdings Inc (280 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Persolve, LLC - Legal - Series 2's 280 CFPB complaints sit next to Credit Fresh Holdings Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Persolve, LLC - Legal - Series 2 (28.2%)

Volume rank #420 and composite rank #4,544 diverge by 4,124 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 28.2%; Mid-band (15–30%) · 28 states with ≥1 filing
Seasonal peak: 2026-01 10.0%; 8–15% band · 3 filings
Divergent corpus ranks: #420 volume; #4,544 composite; Cleanest-composite ladder is 4,124 places worse than volume

How does Persolve, LLC - Legal - Series 2 compare to its peers?

How does Persolve, LLC - Legal - Series 2 compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Persolve, LLC - Legal … National average

Complaints (last 12 mo)lower is better

203

268

Timely-response ratehigher is better

87%

99%

91%

Consumer-dispute ratelower is better

37%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-04 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	104
Written notification about debt	61
False statements or representation	45
Took or threatened to take negative or legal action	34
Communication tactics	11
Cont'd attempts collect debt not owed	10
Taking/threatening an illegal action	9
Disclosure verification of debt	3
Threatened to contact someone or share information improperly	2
Improper contact or sharing of info	1

Where do complaints against Persolve, LLC - Legal - Series 2 come from?

Persolve, LLC - Legal - Series 2's own per-state count, not a national baseline.

California

79
Texas

55
Florida

39
Georgia

24
Arizona

11
Illinois

11
Alabama

9
Missouri

8

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Persolve, LLC - Legal - Series 2: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 280.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 87.14285714285714%.

4 peers

Know your rights before responding to Persolve, LLC - Legal - Series 2: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.