This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 58 complaints

America First Federal Credit Union - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade D.

Complaints by issue type

What consumers report about America First Federal Credit Union

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record america-first-federal-credit-union America First Federal Credit Union

Grade D · 58 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed

  • VOL 58
  • GRADE D
  • 12MO 21
  • STATES 11
  • TIMELY 100%
  • ISSUE Attempts to collect debt n…
  • RANK #1,099
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Global Payments Check Services, Inc. (58 complaints)

Global Payments Check Services, Inc.Global Payments Check Servic…58RoundPoint Mortgage Servicing LLCRoundPoint Mortgage Servicin…58Slovin & Council Co., L.P.A.Slovin & Council Co., L.P.A.58America First Federal Credit Union (this)America First Federal Credit…58Alliance CAS, LLCAlliance CAS, LLC59
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

America First Federal Credit Union's 58 CFPB complaints sit next to Global Payments Check Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 58 complaints break down

Every complaint issue type on record for America First Federal Credit Union, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.8/100
America First Federal Credit Union

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
58
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

34.5% of America First Federal Credit Union's CFPB filings land in Nevada

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Nevada 34.5%
20 of 58 filings · 11 states touched
Seasonal peak
2018-03 10.9%
8–15% band · 11 filings
Corpus ranks
#1,099 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does America First Federal Credit Union compare to its peers?

How does AMERICA FIRST FEDERAL CREDIT UNION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
AMERICA FIRST FEDERAL CREDIT UNION National average
Complaints (last 12 mo)lower is better
21
0
268
Timely-response ratehigher is better
100%
97%
91%
Consumer-dispute ratelower is better
0%
10%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy America First Federal Credit Union a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) America First Federal Credit Union vs. 9 similar-volume peers, by response speed and dispute rate Global Payments Check Services, Inc.RoundPoint Mortgage Servicing LLCSlovin & Council Co., L.P.A.Mary Jane M. Elliott, P.C. Attorneys At LawMILLENNIUM FINANCIAL GROUP, L.L.C.Keith D. Weiner & Associates Co., L.P.A.Evergreen Financial Services Inc.Bilateral Credit Corp, LLCAmerican Student Assistance
Source: CFPB Consumer Complaint Database

America First Federal Credit Union's complaint volume in context

America First Federal Credit Union vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

58 Top 20% higher than 80% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). This entry sits in this band. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. America First Federal Credit Union 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2017-02 2019-01

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
33
Took or threatened to take negative or legal action
9
False statements or representation
9
Written notification about debt
5
Communication tactics
2

Where do complaints against America First Federal Credit Union come from?

America First Federal Credit Union's own per-state count, not a national baseline.

Top states by complaints against America First Federal Credit Union

Across 11 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for America First Federal Credit Union: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 58.

4 peers

Know your rights before responding to America First Federal Credit Union: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.