What is the most common complaint against Mirand Response Systems, Inc.?

The most common issue consumers report about Mirand Response Systems, Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 24 complaints filed with the CFPB.

Are complaints against Mirand Response Systems, Inc. increasing or decreasing?

Complaints against Mirand Response Systems, Inc. are rising. The company received 8 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Mirand Response Systems, Inc.'s reputation grade?

Mirand Response Systems, Inc. has a reputation grade of C (score: 59.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mirand Response Systems, Inc. respond to consumer complaints?

Mirand Response Systems, Inc. has a 71% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Mirand Response Systems, Inc. operate?

Mirand Response Systems, Inc. has received CFPB complaints from consumers in 11 states, with the most complaints from Texas (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mirand Response Systems, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

11
Attempts to collect debt not owed

3
False statements or representation

3
Electronic communications

3
Improper contact or sharing of info

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record mirand-response-systems-inc Mirand Response Systems, Inc.

Grade C · 24 CFPB filings · 71% timely · lead issue: Communication tactics · vol #1746 · compose #2382

VOL 24
GRADE C
12MO 8
STATES 11
TIMELY 71%
DISPUTE 0%
ISSUE Communication tactics
RANK #1,746
COMPOSE #2,382

Volume peers

Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mirand Response Systems, Inc.'s 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Mirand Response Systems, Inc. (25.0%)

Volume rank #1,746 and composite rank #2,382 diverge by 636 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 25.0%; Mid-band (15–30%) · 11 states with ≥1 filing
Seasonal peak: 2024-09 12.1%; 8–15% band · 4 filings
Divergent corpus ranks: #1,746 volume; #2,382 composite; Cleanest-composite ladder is 636 places worse than volume

How does Mirand Response Systems, Inc. compare to its peers?

How does Mirand Response Systems, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Mirand Response System… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

71%

96%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2026-01

Issue Detail Breakdown

Issue	Complaints
Communication tactics	11
Attempts to collect debt not owed	3
False statements or representation	3
Electronic communications	3
Improper contact or sharing of info	2
Written notification about debt	1
Took or threatened to take negative or legal action	1

Where do complaints against Mirand Response Systems, Inc. come from?

Mirand Response Systems, Inc.'s own per-state count, not a national baseline.

Texas

6
Virginia

4
Alabama

3
Illinois

2
New York

2
Ohio

2
Florida

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mirand Response Systems, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 24.

4 peers

Know your rights before responding to Mirand Response Systems, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.