What is the most common complaint against Midcountry Financial Corp?

The most common issue consumers report about Midcountry Financial Corp is "Attempts to collect debt not owed", specifically "Frequent or repeated calls". This is based on 49 complaints filed with the CFPB.

Are complaints against Midcountry Financial Corp increasing or decreasing?

Complaints against Midcountry Financial Corp are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Midcountry Financial Corp's reputation grade?

Midcountry Financial Corp has a reputation grade of C (score: 59.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Midcountry Financial Corp respond to consumer complaints?

Midcountry Financial Corp has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Midcountry Financial Corp operate?

Midcountry Financial Corp has received CFPB complaints from consumers in 20 states, with the most complaints from Tennessee (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Midcountry Financial Corp - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

11
Communication tactics

9
Written notification about debt

7
False statements or representation

7
Took or threatened to take negative or legal action

6
Cont'd attempts collect debt not owed

3

Data updated September 2026

CFPB complaint disposition

CCDB record midcountry-financial-corp Midcountry Financial Corp

Grade C · 49 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #1207 · compose #2459

VOL 49
GRADE C
12MO 0
STATES 20
TIMELY 98%
DISPUTE 20%
ISSUE Attempts to collect debt n…
RANK #1,207
COMPOSE #2,459

Volume peers

Nearest volume peer: Account Recovery Specialists, Inc. (49 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Midcountry Financial Corp's 49 CFPB complaints sit next to Account Recovery Specialists, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Midcountry Financial Corp spreads filings across 20 states - Tennessee leads at only 14.3%

Despite a broad state map, Midcountry Financial Corp still sits volume #1,207 against composite #2,459 - the two RankMaps diverge by 1,252 places. Corpus placement method.

Most-even geography: Lead state under 15%; Tennessee still leads at 14.3% across 20 states
Even monthly load: Peak under 8%; Highest month 2015-07 at 4.2% (1 filings)
Divergent corpus ranks: #1,207 volume; #2,459 composite; Cleanest-composite ladder is 1,252 places worse than volume

How does Midcountry Financial Corp compare to its peers?

How does MIDCOUNTRY FINANCIAL CORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

MIDCOUNTRY FINANCIAL C… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

90%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-07 2025-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	11
Communication tactics	9
Written notification about debt	7
False statements or representation	7
Took or threatened to take negative or legal action	6
Cont'd attempts collect debt not owed	3
Threatened to contact someone or share information improperly	3
Disclosure verification of debt	2
Taking/threatening an illegal action	1

Where do complaints against Midcountry Financial Corp come from?

Midcountry Financial Corp's own per-state count, not a national baseline.

Tennessee

7
California

4
Florida

4
Illinois

4
Virginia

4
Indiana

3
Texas

3
Georgia

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Midcountry Financial Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49.

4 peers

Know your rights before responding to Midcountry Financial Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.