This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 49 complaints

Midcountry Financial Corp - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade C.

Complaints by issue type

What consumers report about Midcountry Financial Corp

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record midcountry-financial-corp Midcountry Financial Corp

Grade C · 49 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed

  • VOL 49
  • GRADE C
  • 12MO 0
  • STATES 20
  • TIMELY 98%
  • DISPUTE 20%
  • ISSUE Attempts to collect debt n…
  • RANK #1,207
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Account Recovery Specialists, Inc. (49 complaints)

Account Recovery Specialists, Inc.Account Recovery Specialists…49BQ & Associates, P.C., L.L.O.BQ & Associates, P.C., L.L.O.49CDI Affiliated Services, Inc.CDI Affiliated Services, Inc.49Certified Services, Inc.Certified Services, Inc.49Midcountry Financial Corp (this)Midcountry Financial Corp (t…49
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Midcountry Financial Corp's 49 CFPB complaints sit next to Account Recovery Specialists, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 49 complaints break down

Every complaint issue type on record for Midcountry Financial Corp, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
59.5/100
Midcountry Financial Corp

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
49
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
98%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
20%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Midcountry Financial Corp spreads filings across 20 states - Tennessee leads at only 14.3%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Tennessee still leads at 14.3% across 20 states
Even monthly load
Peak under 8%
Highest month 2015-07 at 4.2% (1 filings)
Corpus ranks
#1,207 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Midcountry Financial Corp compare to its peers?

How does MIDCOUNTRY FINANCIAL CORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
MIDCOUNTRY FINANCIAL CORP National average
Complaints (last 12 mo)lower is better
0
6
268
Timely-response ratehigher is better
98%
90%
91%
Consumer-dispute ratelower is better
20%
19%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Midcountry Financial Corp a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Midcountry Financial Corp vs. 7 similar-volume peers, by response speed and dispute rate Midcountry Financial CorpKenneth, Eisen & Associates, LTD.Markoff Law LLCGragil Associates, Inc.Nicholas Financial Inc.O&L LAW GROUP, P.L.Collection Management Services, Inc.Optima Recovery Services LLC.
Source: CFPB Consumer Complaint Database

Midcountry Financial Corp's complaint volume in context

Midcountry Financial Corp vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

49 Top 22% higher than 78% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). This entry sits in this band. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Midcountry Financial Corp 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2015-07 2025-11

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
11
Communication tactics
9
Written notification about debt
7
False statements or representation
7
Took or threatened to take negative or legal action
6
Cont'd attempts collect debt not owed
3
Threatened to contact someone or share information improperly
3
Disclosure verification of debt
2
Taking/threatening an illegal action
1

Where do complaints against Midcountry Financial Corp come from?

Midcountry Financial Corp's own per-state count, not a national baseline.

Top states by complaints against Midcountry Financial Corp

Across 20 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Midcountry Financial Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49.

4 peers

Know your rights before responding to Midcountry Financial Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.