State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0.1% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Webcollex, LLC

D
6 total complaints ↓ falling

ATG Credit, LLC

D
5 total complaints ↓ falling

BMW Financial Services NA, LLC

D
5 total complaints ↑ rising

Ballybunion Enterprises, Inc

D
5 total complaints ↓ falling

Berman & Rabin, P.A.

D
5 total complaints → stable

Big Picture Loans, LLC

C
5 total complaints ↓ falling

Brennan & Clark, Ltd., LLC

D
5 total complaints ↓ falling

Cherry Technologies Inc.

F
5 total complaints ↑ rising

Citizens Financial Group, Inc.

C
5 total complaints → stable

CashRepublic Holdings, Inc.

D
5 total complaints ↑ rising

Coast to Coast Financial Solutions, Inc.

F
5 total complaints ↓ falling

Collection Management Company

C
5 total complaints ↓ falling

Coulter Dove & Harris, PC

C
5 total complaints ↓ falling

D2 Management LLC

D
5 total complaints → stable

Debt Management Incorporated

F
5 total complaints ↑ rising

Delray Capital, LLC

D
5 total complaints ↓ falling

Denefits LLC

F
5 total complaints ↑ rising

Financial Data Systems

F
5 total complaints ↓ falling

Franklin Collection Service, Inc.

D
5 total complaints ↓ falling

GVA Holdings, LLC

C
5 total complaints ↓ falling

Green Square Company LLC.

F
5 total complaints ↓ falling

JTM Capital Management, LLC

F
5 total complaints ↓ falling

LCS Financial Services Corporation

C
5 total complaints → stable

Lending Club Corp

D
5 total complaints ↓ falling

M. G. Credit, Inc.

D
5 total complaints ↑ rising

Maury Cobb, Attorney at Law, LLC

C
5 total complaints ↓ falling

McNeil & Meyers Asset Management Group, LLC

D
5 total complaints ↑ rising

Nartey LAW Group, LLC

B
5 total complaints ↓ falling

National Check Resolution Inc.

C
5 total complaints ↓ falling

Oportun Financial Corporation

C
5 total complaints ↑ rising

Optimum Outcomes, Inc.

F
5 total complaints ↓ falling

Parrish and Lebar, LLP

B
5 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
5 total complaints → stable

Receivables Management Corporation

D
5 total complaints ↓ falling

Recovery Solutions Group, LLC

F
5 total complaints ↓ falling

River Heights Capital LLC

F
5 total complaints ↑ rising

The Phoenix Recovery Group

F
5 total complaints → stable

Turning Point Solutions LLC

C
5 total complaints ↓ falling

U.S. Auto Credit Corporation

D
5 total complaints ↑ rising

Virtuoso Sourcing Group, LLC.

F
5 total complaints ↓ falling

Vanguard Financial Services, Inc.

C
5 total complaints ↓ falling

Veripro Solutions Inc.

C
5 total complaints ↓ falling

Vonda J. Dunn, P.C.

D
5 total complaints ↓ falling

1st Franklin Financial Corporation

D
4 total complaints ↑ rising

ADP Inc.

F
4 total complaints ↓ falling

ARC Management Group, LLC

D
4 total complaints ↓ falling

Accelerated Financial Solutions, LLC

D
4 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
4 total complaints ↓ falling

Adler Wallach & Associates, Inc.

D
4 total complaints ↓ falling

Advanced Collection Bureau, Inc.

D
4 total complaints ↓ falling

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.