What is the most common complaint against Guglielmo and Associates?

The most common issue consumers report about Guglielmo and Associates is "Took or threatened to take negative or legal action", specifically "Attempted to collect wrong amount". This is based on 96 complaints filed with the CFPB.

Are complaints against Guglielmo and Associates increasing or decreasing?

Complaints against Guglielmo and Associates have been stable. The company received 17 complaints in the last 12 months.

What is Guglielmo and Associates's reputation grade?

Guglielmo and Associates has a reputation grade of D (score: 50.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Guglielmo and Associates respond to consumer complaints?

Guglielmo and Associates has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Guglielmo and Associates operate?

Guglielmo and Associates has received CFPB complaints from consumers in 7 states, with the most complaints from Arizona (53 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Guglielmo and Associates - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

19
Attempts to collect debt not owed

18
False statements or representation

16
Communication tactics

13
Taking/threatening an illegal action

11
Written notification about debt

10

Data updated September 2026

CFPB complaint disposition

CCDB record guglielmo-and-associates Guglielmo and Associates

Grade D · 96 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #832 · compose #4105

VOL 96
GRADE D
12MO 17
STATES 7
TIMELY 100%
DISPUTE 50%
ISSUE Took or threatened to take…
RANK #832
COMPOSE #4,105

Volume peers

Nearest volume peer: Augusta Collection Agency, Inc. (96 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Guglielmo and Associates's 96 CFPB complaints sit next to Augusta Collection Agency, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

55.2% of Guglielmo and Associates's CFPB filings land in Arizona

High volume does not equal a clean composite: Guglielmo and Associates is volume #832 but composite #4,105, while Arizona dominates the geography. Corpus placement method.

Dominant state: Arizona 55.2%; 53 of 96 filings · 7 states touched
Seasonal peak: 2016-04 8.0%; 8–15% band · 2 filings
Divergent corpus ranks: #832 volume; #4,105 composite; Cleanest-composite ladder is 3,273 places worse than volume

How does Guglielmo and Associates compare to its peers?

How does Guglielmo and Associates compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Guglielmo and Associat… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

50%

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-07 2025-04

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	19
Attempts to collect debt not owed	18
False statements or representation	16
Communication tactics	13
Taking/threatening an illegal action	11
Written notification about debt	10
Cont'd attempts collect debt not owed	5
Disclosure verification of debt	4

Where do complaints against Guglielmo and Associates come from?

Guglielmo and Associates's own per-state count, not a national baseline.

Arizona

53
Nevada

20
New Mexico

12
Utah

6
Colorado

3
California

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Guglielmo and Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 96.

4 peers

Know your rights before responding to Guglielmo and Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.