What is the most common complaint against PDQ Check Exchange LC?

The most common issue consumers report about PDQ Check Exchange LC is "Took or threatened to take negative or legal action", specifically "Threatened to arrest you or take you to jail if you do not pay". This is based on 9 complaints filed with the CFPB.

Are complaints against PDQ Check Exchange LC increasing or decreasing?

Complaints against PDQ Check Exchange LC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is PDQ Check Exchange LC's reputation grade?

PDQ Check Exchange LC has a reputation grade of B (score: 62.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does PDQ Check Exchange LC respond to consumer complaints?

PDQ Check Exchange LC has a 100% timely response rate to CFPB complaints.

In how many states does PDQ Check Exchange LC operate?

PDQ Check Exchange LC has received CFPB complaints from consumers in 2 states, with the most complaints from Utah (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

PDQ Check Exchange LC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

5
Communication tactics

2
Threatened to contact someone or share information improperly

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record pdq-check-exchange-lc PDQ Check Exchange LC

Grade B · 9 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2630 · compose #2055

VOL 9
GRADE B
12MO 1
STATES 2
TIMELY 100%
ISSUE Took or threatened to take…
RANK #2,630
COMPOSE #2,055

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

PDQ Check Exchange LC's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

88.9% of PDQ Check Exchange LC's CFPB filings land in Utah

High volume does not equal a clean composite: PDQ Check Exchange LC is volume #2,630 but composite #2,055, while Utah dominates the geography. Corpus placement method.

Dominant state: Utah 88.9%; 8 of 9 filings · 2 states touched
Spike month: 2020-04 33.3%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,630 volume; #2,055 composite; Cleanest-composite ladder is 575 places better than volume

How does PDQ Check Exchange LC compare to its peers?

How does PDQ Check Exchange LC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

PDQ Check Exchange LC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-02 2021-07

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	5
Communication tactics	2
Threatened to contact someone or share information improperly	1
Electronic communications	1

Where do complaints against PDQ Check Exchange LC come from?

PDQ Check Exchange LC's own per-state count, not a national baseline.

Utah

8
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for PDQ Check Exchange LC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to PDQ Check Exchange LC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.