What is the most common complaint against APG Financial Inc?

The most common issue consumers report about APG Financial Inc is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 5 complaints filed with the CFPB.

Are complaints against APG Financial Inc increasing or decreasing?

Complaints against APG Financial Inc are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is APG Financial Inc's reputation grade?

APG Financial Inc has a reputation grade of C (score: 58.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does APG Financial Inc respond to consumer complaints?

APG Financial Inc has a 75% timely response rate to CFPB complaints.

In how many states does APG Financial Inc operate?

APG Financial Inc has received CFPB complaints from consumers in 1 states, with the most complaints from Utah (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

APG Financial Inc - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

False statements or representation

3
Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record apg-financial-inc APG Financial Inc

Grade C · 5 CFPB filings · 75% timely · lead issue: False statements or representation · vol #3074 · compose #2562

VOL 5
GRADE C
12MO 3
STATES 1
TIMELY 75%
ISSUE False statements or repres…
RANK #3,074
COMPOSE #2,562

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

APG Financial Inc's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of APG Financial Inc's CFPB filings land in Utah

High volume does not equal a clean composite: APG Financial Inc is volume #3,074 but composite #2,562, while Utah dominates the geography. Corpus placement method.

Dominant state: Utah 100.0%; 5 of 5 filings · 1 states touched
Even monthly load: Peak under 8%; Highest month 2019-07 at 7.4% (2 filings)
Divergent corpus ranks: #3,074 volume; #2,562 composite; Cleanest-composite ladder is 512 places better than volume

How does APG Financial Inc compare to its peers?

How does APG Financial Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

APG Financial Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2025-12

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Took or threatened to take negative or legal action	2

Where do complaints against APG Financial Inc come from?

APG Financial Inc's own per-state count, not a national baseline.

Utah

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for APG Financial Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to APG Financial Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.